Loan Pay Xpress Has Been Discontinued
Loan Pay Xpress is no longer available for loan payments.
Michigan United Credit Union has transitioned to Message Pay, our new loan payment platform that allows you to make payments online or through a secure text message link.
For more information or to make a payment, please visit Message Pay:
IMPORTANT: Please note that your access to Loan Pay Xpress will end Thursday, June 4, 2026.
Alert: There are upcoming changes to how you make loan payments with Michigan United Credit Union. After 4/21/26 only single, same day payments can be initiated.
In May 2026, we will be switching from Loan Pay Xpress to a new payment platform. Watch your inbox for more details as we approach the transition, and in the meantime, please save any important payment information from Loan Pay Xpress for your records.
Loan Pay Xpress allows members to make loan payments using Credit/Debit Cards and/or ACH Payments from other Financial Institutions’ accounts. (Allow 2-3 business days for processing.)
Accepted Credit/Debit Cards from other financial institutions used to pay your loan include:
✅MasterCard Credit
✅MasterCard Debit
✅VISA Debit
✅Discover
Not Accepted Credit/Debit Cards from other financial institutions used to pay your loan include:
❌VISA Credit
❌American Express
Please Note: Michigan United Credit Union Credit/Debit cards are not compatible with Loan Pay Xpress
Types of Loans that can be paid using Loan Pay Xpress
- Vehicle Loan
- Boat/RV Loan
- Personal Loan
- Mortgages (Mortgage loans from Mortgage Center, Member First Mortgage and Neighborhood Mortgage are not accepted)
- Credit Card
When entering account information in Loan Pay Xpress, fill in your Account Number, Loan Suffix (3 digits) and Birthdate of the Primary Member.
NOTE: Birthdate is entered as YYYYMMDD
| Method of Payment | Amount of Payment | Fee |
|---|---|---|
| Credit/Debit Card | Between $1-$2,000 | $10 |
| Direct Debit (ACH) from Checking or Saving Account | Between $1-$2,000 | Free |
