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  248 • 647 • 5958

Online Banking Login
  • Accounts
  • Products
    • E-Services
    • Member Benefits
    • Member Services
    • Wealth Advisor
    • Fee Schedule
    • Resources
  • Loans
    • Auto Loans
    • GAP Coverage
    • Recreational Vehicles
    • Premium Line of Credit
    • Home Equity – Line of Credit
    • Home Equity – Single Advance
    • Student Loans
    • Skip A Payment
  • Credit Card
  • Mortgages
  • Rates
    • Deposit Rates
    • Loan Rates
    • Calculators
  • Contact
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  248 • 647 • 5958

Apply Online
Loan Rates
BBCU Visa
MNCU Mastercard
Lakes Visa
Unity Visa
Report Lost or Stolen Cards
BBCU Visa

EFFECTIVE FEBRUARY 1, 2021, WE WILL NO LONGER PROVIDE AUTO RENTAL COLLISION DAMAGE WAIVER. ALL OTHER CARD BENEFITS WILL REMAIN IN PLACE. FOR ANY ADDITIONAL QUESTIONS ON YOUR CARD BENEFITS, REFERENCE THE CONTACT INFORMATION ON THE FRONT OF YOUR STATEMENT.

You can expect the best from BBCU. Whether you carry a balance month to month, or pay the balance monthly, a Birmingham Bloomfield Credit Union VISA credit card is easy to use. Experience the convenience as you make payments via online banking (ItsMe24/7) or Teller Phone. You’ll save money with no annual fee, no cash advance fee, and a low interest rate. Also, if you use your VISA card to rent a car, you’re covered for damage due to collision or theft. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency*.

*Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases8.90% to 17.90% based on your creditworthiness
APR for Balance Transfers8.90% to 17.90% based on your creditworthiness
APR for Cash Advances8.90% to 17.90% based on your creditworthiness
How to Avoid Paying Interest on PurchasesYour due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month
For Credit Card Tips from the Consumer Financial Protection BureauTo learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau
Fees

Transaction Fees

-Foreign Transaction Fee

1.00% of each transaction in US Dollars

Penalty Fees

-Late Payment Fee

-Returned Payment Fee

Up to $25.00
Up to $25.00
MNCU Mastercard

SecurLock Equip

 Tired of Fraud? Cardholder get to control the how / where / when their payment cards are used via their mobile device. Turn  your card on or off with the touch of a button. Download Today! App Store and Google Play

Scorecard Rewards

 With ScoreCard Rewards you can earn points for your purchases everywhere, everyday! Earn one (1) ScoreCard point for every dollar you spend by using your MNCU Mastercard® Credit Card from Metro North Federal Credit Union. Log In Here.

ezCard

Get 24/7 access to your account information such as your available credit, recent transactions, statement copies (present and past), payment information, credit limit and recent transactions since your last statement. Log In Here.

Mobile Wallets

For information on setting up your Mobile Wallet for MNCU Mastercard only, click here.
Lakes Visa

EFFECTIVE FEBRUARY 1, 2021, WE WILL NO LONGER PROVIDE AUTO RENTAL COLLISION DAMAGE WAIVER. ALL OTHER CARD BENEFITS WILL REMAIN IN PLACE. FOR ANY ADDITIONAL QUESTIONS ON YOUR CARD BENEFITS, REFERENCE THE CONTACT INFORMATION ON THE FRONT OF YOUR STATEMENT.

Scorecard Rewards

With ScoreCard Rewards you can earn points for your purchases everywhere, everyday! Earn one (1) ScoreCard point for every dollar you spend by using your Lakes Visa® Credit Card from Lakes Community Credit Union. Log In Here.

ezCard

Get 24/7 access to your account information such as your available credit, recent transactions, statement copies (present and past), payment information, credit limit and recent transactions since your last statement. Log In Here.
 
Unity Visa

Click Here to access Unity’s Visa 

Report Lost or Stolen Cards
  • Report Lost or Stolen BBCU VISA Credit Card:
  • (800) 543-5073
  • Report Lost or Stolen MNCU VISA Debit Card:
  • (800) 543-5073
  • Report Lost or Stolen Lakes VISA Credit Card:
  • (800) 543-5073
  • Report Lost or Stolen BBCU Mastercard Debit Card:
  • (888) 241-2510 (Within U.S.)
  • (909) 941-1398 (Outside U.S.)
  • Report Lost or Stolen MNCU Mastercard Credit Card:
  • (800) 543-5073
  • Report Lost or Stolen Lakes Mastercard Debit Card:
  • (800) 528-2273
Routing & Transit #272477199 | NMLS #500296
Equal Housing Lender. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
If you are disabled and having difficulty accessing information please call us at 248-647-5958


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Equal Housing Lender

HOME MORTGAGE DISCLOSURE ACT NOTICE

The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials.
These data are available online at the Consumer Financial Protection Bureau’s website (http://www.consumerfinance.gov/hmda).
HMDA data for many other financial institutions are also available at this website.

NCUA

Insured by NCUA
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