Effective Friday, July 30, 2021


0.8 0%



0.3 0%



0.3 0%

Super Saver

As Low As

1.84 %

Auto Loans

As Low As

2.99 %

Home Equity

As Low As

5.84 %

Secured Loans

*APY = Annual Percentage Yield **APR = Annual Percentage Rate. Rates “as low as” are based on applicant’s credit history. Rates subject to change without notice

Serving the State of Michigan

About Us


You are eligible to join if you live, work, worship, or attend school in the state of Michigan.

You need a current non-expired driver’s license, or State ID with the correct address.

You need a second piece of identification such as a social security card, passport, insurance card or credit card.

Please have your social security card with you.

Please bring a minimum deposit of $5 cash to begin a “share” account, the basic credit union savings account. You must maintain a minimum of $5 in this account to enjoy member benefits.

Visit any branch in Birmingham, Holly, Lake Orion, Shelby or Waterford and have the above documents with you in order to complete the membership process.


“Your Life, Your Money, Your Credit Union” is a quarterly newsletter published by Birmingham Bloomfield Credit Union for our members. You’ll find need-to-know information about what’s going on at Michigan United Credit Union, featured products and services, marketplace issues and more.

Check out our Tutorial Videos.

Check out our blog for tips, money saving, college,  scam warnings and so much more. 

Find one of over 4500 Shared Branches near you with the Co-op Shared Branch Locator.

Michigan United Credit Union offers you service at over 75 credit unions with over 150 locations throughout Michigan and Northern Indiana through Xtend. Find Xtend Shared Branches near you with the Xtend shared branch locator.

Harland Clarke 1-800-858-3355 provides check order services to our members. Login using Michigan United Credit Union’s routing number 272477199 and your account number.

NOTE: If your name or address has changed since your previous check order, please contact us at 248-647-5958.

To conveniently order your checks online from Harland Clarke, please visit Order My Checks

Search for no-surcharge ATMs here.




576 E. Lincoln St.
Birmingham, MI 48009
248 • 647 • 5958
Fax: 248 • 647 • 9239


15156 N. Holly Rd.
Holly, MI 48442
248 • 634 • 9061
Fax: 248 • 634 • 4740

Lake Orion

350 N. Park Blvd. (M-24)
Lake Orion, MI 48362
248 • 814 • 4000
Fax: 248 • 814 • 4002

Shelby Twp

13643 23 Mile Rd.
Shelby Twp, MI 48315
586 • 532 • 1880
Fax: 586 • 532 • 1887

Waterford East

4594 Pontiac Lake Rd.
Waterford, MI 48328
248 • 674 • 0491
Fax: 248 • 674 • 1644

Waterford North

4770 Dixie Hwy.
Waterford, MI 48329
248 • 618 • 9800
Fax: 248 • 618 • 9207