Message Pay Loan Payments
Michigan United Credit Union makes it easy to pay your loan with Message Pay. Make payments online or by text message in just a few steps using your phone or computer.
No login required. Just a simple and secure way to stay on track.
What is Message Pay
Message Pay is a convenient loan payment solution that allows credit union members to make payments through a secure link sent by text message or accessed online. It provides a fast way to submit payments using a checking account or debit card. Credit cards are not accepted.
How to Make a Payment
- Open your secure payment link
- Verify your account information
- Choose your payment method
- Submit your payment
Future payments are even faster once you are set up.
Why Use Message Pay
- Pay anytime from anywhere
- No app or login needed
- Secure and easy to use
- Works on mobile and desktop
Text Messaging
You will receive a text message to alert you when your payment is due. You will be given the option to make the payment, view other options, or to opt out. View text messaging screenshot examples below:
Fees
Debit Card Fee
• NO FEE when you set up recurring payments yourself
• $10 FEE for one-time payments
ACH Fee (electronic transfer from your bank account)
• NO FEE when you set up recurring payments yourself
• $5 FEE if staff set up recurring payments for you
• $5 FEE if staff processed a one-time payment for you
Verify Your Account
Create a 4-Digit PIN
Add Your Preferred Payment
Make a Payment
FAQ
Use Message Pay to access a secure link and submit your payment in minutes.
Yes. You can receive a secure text and complete your payment from your phone.
You can pay using a checking account or debit card.
