CERTIFICATE TERM	Rate	APY	MINIMUM DEPOSIT
6 Month CD*	3.25%	3.29%	$500.00
6 Month CD*	3.30%	3.34%	$10,000.00
1 Year CD*	3.75%	3.80%	$500.00
1 Year CD*	3.80%	3.85%	$10,000.00
18 Month CD*	3.80%	3.85%	$500.00
18 Month CD*	3.85%	3.91%	$10,000.00
2 Year CD*	3.50%	3.55%	$500.00
2 Year CD*	3.55%	3.60%	$10,000.00
3 Year CD*	3.35%	3.39%	$500.00
3 Year CD*	3.40%	3.44%	$10,000.00
4 Year CD*	3.25%	3.29%	$500.00
4 Year CD*	3.30%	3.34%	$10,000.00
5 Year CD*	3.15%	3.19%	$500.00
5 Year CD*	3.20%	3.24%	$10,000.00
6 Month IRA CD*	3.25%	3.29%	$500.00
6 Month IRA CD*	3.30%	3.34%	$4,000.00
1 Year IRA CD*	3.75%	3.80%	$500.00
1 Year IRA CD*	3.80%	3.85%	$4,000.00
18 Month IRA CD*	3.80%	3.85%	$500.00
18 Month IRA CD*	3.85%	3.91%	$4,000.00
2 Year IRA CD*	3.50%	3.55%	$500.00
2 Year IRA CD*	3.55%	3.60%	$4,000.00
3 Year IRA CD*	3.35%	3.39%	$500.00
3 Year IRA CD*	3.40%	3.44%	$4,000.00
4 Year IRA CD*	3.25%	3.29%	$500.00
4 Year IRA CD*	3.30%	3.34%	$4,000.00
5 Year IRA CD*	3.15%	3.19%	$500.00
5 Year IRA CD*	3.20%	3.24%	$4,000.00

APY assumes interest remains in the certificate and is compounded. If you elect to transfer interest to another account, interest will not compound and APY will not apply; only the stated interest rate will apply. Early withdrawals are subject to a penalty equal to 90 days’ interest, which may reduce the principal.