Travel Scams to Avoid: How to Protect Your Vacation and Your Wallet
Nothing ruins a dream vacation faster than falling for a travel scam. Whether you’re booking a beach getaway or heading overseas, fraudsters are ready to take advantage of excited (and sometimes distracted) travelers. At Michigan United Credit Union, your financial wellbeing is our priority, even when you’re on the go.
Here’s what you need to know to avoid travel-related fraud, along with smart tips to keep your trip safe and stress-free.
- Fake Travel Deals & Booking Websites
How it works: You see a too-good-to-be-true vacation package online or through a social media ad. You book the deal, only to find out later that the website was fake and your money is gone.
Avoid it: Book through well-known travel sites or directly with trusted providers. Be cautious of heavily discounted offers with high-pressure deadlines. Verify domain names (watch for misspellings or strange URLs). Use a credit card for added fraud protection.
- Rental Scams (Airbnb/VRBO)
How it works: You find the perfect rental property at a great price. The “owner” asks you to pay via wire transfer or outside the rental platform. You arrive and the property doesn’t exist or isn’t theirs to rent.
Avoid it: Never send money or communicate outside official booking platforms. Read reviews and verify the host’s history. Be suspicious of properties with only professional photos and no user feedback.
- Public Wi-Fi Traps
How it works: Scammers create fake Wi-Fi networks in airports, hotels, or cafés. Once connected, they can intercept your personal data including banking info.
Avoid it: Avoid logging into financial accounts on public Wi-Fi. Use a VPN or your mobile data when accessing sensitive information. Turn off auto-connect for Wi-Fi on your devices.
- Phony Tour Guides or Ticket Sellers
How it works: You’re offered a discounted city tour or last-minute event tickets. The guide disappears or the tickets are fake.
Avoid it: Use official tourism booths, hotel concierge, or licensed agencies. Pay with a credit card when possible, not cash.
- Taxi & Transportation Scams
How it works: An unlicensed taxi driver takes you the “long way,” demands extra payment, or charges inflated fares for luggage or tolls.
Avoid it: Use rideshare apps or request taxis from official stands. Confirm the fare upfront or make sure the meter is running. Keep local currency on hand to avoid overcharges.
Travel-Safe Banking Tips
Notify us of your travel dates through your online banking or mobile app.
Enable travel alerts and monitor your accounts regularly.
Use contactless payments or a digital wallet when possible.
Keep a backup card and emergency contact numbers separate from your wallet.
If You Suspect Fraud
Call Michigan United Credit Union immediately at 248-814-4000. We’re here to help you secure your accounts and get back to enjoying your trip.
Travel should be exciting, not stressful. With a little caution and some insider knowledge, you can avoid common travel scams and keep your vacation on track.
Safe travels from all of us at Michigan United Credit Union!