CERTIFICATE TERM	Rate	APY	MINIMUM DEPOSIT
6 Month CD*	3.60%	3.65%	$500.00
6 Month CD*	3.65%	3.70%	$10,000.00
1 Year CD*	3.85%	3.91%	$500.00
1 Year CD*	3.90%	3.96%	$10,000.00
18 Month CD*	3.70%	3.75%	$500.00
18 Month CD*	3.75%	3.80%	$10,000.00
2 Year CD*	3.50%	3.55%	$500.00
2 Year CD*	3.55%	3.60%	$10,000.00
3 Year CD*	3.25%	3.29%	$500.00
3 Year CD*	3.30%	3.34%	$10,000.00
4 Year CD*	2.75%	2.78%	$500.00
4 Year CD*	2.80%	2.83%	$10,000.00
5 Year CD*	2.50%	2.52%	$500.00
5 Year CD*	2.55%	2.57%	$10,000.00
6 Month IRA CD*	3.60%	3.65%	$500.00
6 Month IRA CD*	3.65%	3.70%	$4,000.00
1 Year IRA CD*	3.85%	3.91%	$500.00
1 Year IRA CD*	3.90%	3.96%	$4,000.00
18 Month IRA CD*	3.70%	3.75%	$500.00
18 Month IRA CD*	3.75%	3.80%	$4,000.00
2 Year IRA CD*	3.50%	3.55%	$500.00
2 Year IRA CD*	3.55%	3.60%	$4,000.00
3 Year IRA CD*	3.25%	3.29%	$500.00
3 Year IRA CD*	3.30%	3.34%	$4,000.00
4 Year IRA CD*	2.75%	2.78%	$500.00
4 Year IRA CD*	2.80%	2.83%	$4,000.00
5 Year IRA CD*	2.50%	2.52%	$500.00
5 Year IRA CD*	2.55%	2.57%	$4,000.00

APY assumes interest remains in the certificate and is compounded. If you elect to transfer interest to another account, interest will not compound and APY will not apply; only the stated interest rate will apply. Early withdrawals are subject to a penalty equal to 90 days’ interest, which may reduce the principal.

ACCOUNT TYPE	RATE	APY	MINIMUM DEPOSIT	MINIMUM BALANCE
Regular Savings	0.05%	0.05%	$5.00	$5.00
Secondary Savings	0.05%	0.05%	$0.00	$0.00
Christmas Savings	0.05%	0.05%	$0.00	$0.00
Vacation Savings	0.05%	0.05%	$0.00	$0.00
Checking	0.000%	0.000%	$0.00	$0.00
Business Checking	0.000%	0.000%	$0.00	$0.00
Health Savings Account	0.05%	0.05%	$0.00	$0.00
Individual Retirement Accounts	0.10%	0.10%	$100.00	$100.00
Individual Retirement Accounts	0.15%	0.15%	$25,000.00	$25,000.00
Super Saver	0.05%	0.05%		Below $2,500
Super Saver	0.10%	0.10%		$2,500 – $24,999
Super Saver	0.15%	0.15%		$25,000 – $99,999
Super Saver	0.20%	0.20%		$100,000 – $499,999
Super Saver	0.25%	0.25%		Over $500,000

Rates are Annual Percentage Yield
CALCULATED DAILY / PAID & COMPOUNDED MONTHLY. We may change dividend rate for your account as determined by the Credit Union board of directors. Fees may reduce earnings.