CERTIFICATE TERM	Rate	APY	MINIMUM DEPOSIT
2 Month CD+	0.25%	0.25%	$500.00
2 Month CD+	0.30%	0.30%	$10,000.00
6 Month CD*	0.75%	0.75%	$500.00
6 Month CD*	0.85%	0.85%	$10,000.00
1 Year CD*	1.00%	1.00%	$500.00
1 Year CD*	1.10%	1.11%	$10,000.00
2 Year CD*	1.30%	1.31%	$500.00
2 Year CD*	1.40%	1.41%	$10,000.00
3 Year CD*	1.50%	1.51%	$500.00
3 Year CD*	1.60%	1.61%	$10,000.00
4 Year CD*	2.00%	2.02%	$500.00
4 Year CD*	2.10%	2.12%	$10,000.00
2 Month IRA CD*	0.25%	0.25%	$500.00
2 Month IRA CD*	0.30%	0.30%	$4,000.00
6 Month IRA CD*	0.75%	0.75%	$500.00
6 Month IRA CD*	0.85%	0.85%	$4,000.00
1 Year IRA CD*	1.00%	1.00%	$500.00
1 Year IRA CD*	1.10%	1.11%	$4,000.00
2 Year IRA CD*	1.30%	1.31%	$500.00
2 Year IRA CD*	1.40%	1.41%	$4,000.00
3 Year IRA CD*	1.50%	1.51%	$500.00
3 Year IRA CD*	1.60%	1.61%	$4,000.00
4 Year IRA CD*	2.00%	2.02%	$500.00
4 Year IRA CD*	2.10%	2.12%	$4,000.00

NO COMPOUNDING OF CERTIFICATE INTEREST WHEN TRANSFER OPTION CHOSEN. (APY WILL NOT APPLY) *Penalty for early withdrawal 90 days interest. Penalty may reduce principal. +Penalty for early withdrawal 60 days interest 0.45%

Savings Rates

ACCOUNT TYPE	RATE	APY	MINIMUM DEPOSIT	MINIMUM BALANCE
Regular Savings	0.01%	0.01%	$5.00	$5.00
Secondary Savings	0.01%	0.01%	$0.00	$0.00
Christmas Savings	0.01%	0.01%	$0.00	$0.00
Vacation Savings	0.01%	0.01%	$0.00	$0.00
Checking	0.000%	0.000%	$0.00	$0.00
Business Checking	0.000%	0.000%	$0.00	$0.00
Health Savings Account	0.01%	0.01%	$0.00	$0.00
Individual Retirement Accounts	0.05%	0.05%	$100.00	$100.00
Individual Retirement Accounts	0.15%	0.15%	$25,000.00	$25,000.00
Super Saver Accounts:
Super Saver	0.01%	0.01%		Below $2,500
Super Saver	0.05%	0.05%		$2,500 – $24,999
Super Saver	0.07%	0.07%		$25,000 – $99,999
Super Saver	0.10%	0.10%		$100,000 – $499,999
Super Saver	0.15%	0.15%		Over $500,000

Rates are Annual Percentage Yield CALCULATED DAILY / PAID & COMPOUNDED MONTHLY. We may change dividend rate for your account as determined by the Credit Union board of directors. Fees may reduce earnings on accounts 0.05%