Holiday Loan
Stay cozy this season with an affordable holiday loan from Michigan United Credit Union.Â
Offer ends: December 31, 2025
How it works
Apply Online or In-Person
Fill out a simple application through our secure portal or visit any branch. It only takes a few minutes to get started.
Get Approved Quickly
Most decisions are made within one business day, subject to credit review and membership eligibility.
Receive funds
Once approved, your loan proceeds will be deposited directly into your account, ready for holiday use, based on final approval and loan agreements.
Disclosure:
*Annual Percentage Rate (APR) = 7.49% for loans up to $5,000 with a maximum term of 24 months. Representative payment example: $44.99 per $1,000 borrowed, based on a 24-month term at 7.49% APR. For example, a $5,000 loan would have a monthly payment of $224.98. Actual payment amounts may vary based on loan size and credit approval. Programs, rates, terms, and conditions are subject to change without notice. Federally insured by NCUA.