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Holiday Loan 2025_1920x538_webpage

Holiday Loan

Stay cozy this season with an affordable holiday loan from Michigan United Credit Union. 

Offer ends: December 31, 2025

How it works

Apply Online or In-Person

Fill out a simple application through our secure portal or visit any branch. It only takes a few minutes to get started.

Get Approved Quickly

Most decisions are made within one business day, subject to credit review and membership eligibility.

Receive funds

Once approved, your loan proceeds will be deposited directly into your account, ready for holiday use, based on final approval and loan agreements.

7.49% APR*
  • Up to $5,000
  • 24-month term

7.49% APR*

  • Up to $5,000
  • 24-month term

Disclosure:
*Annual Percentage Rate (APR) = 7.49% for loans up to $5,000 with a maximum term of 24 months. Representative payment example: $44.99 per $1,000 borrowed, based on a 24-month term at 7.49% APR. For example, a $5,000 loan would have a monthly payment of $224.98. Actual payment amounts may vary based on loan size and credit approval. Programs, rates, terms, and conditions are subject to change without notice. Federally insured by NCUA.