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Accounts
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Loans
Credit Card
Mortgages
Rates
Contact

Giveaway Terms and Conditions

Day 1: 12/4/23

Day 2: 12/5/23

Day 3: 12/6/23

Day 4: 12/7/23

Day 5: 12/8/23

Day 6: 12/11/23

Day 7: 12/12/23

Day 8: 12/13/23

Day 9: 12/14/23

Day 10: 12/15/23

Day 1: 12/4/23

DAY 1 – FACEBOOK

SUMMARY OF THE 10 DAYS OF GIVEAWAYS – DESCRIPTION IN THE POST

One commenter who 1) LIKES/FOLLOWS the Michigan United Credit Union page, 2) TAGS three (3) Facebook friends and 3) SHARES this post will be randomly selected to win Two (2) YETI Rambler 20 oz Stainless Steel Vacuum Insulated Tumblers w/MagSlider Lids.

*Please be cautious of scammers and fake pages that may pretend to be Michigan United Credit Union. We will personally contact 1 commenter via personal message and NOT through the comment section. We will never ask for your credit card or other personal information, nor will we ask you to click on any link to claim a prize.*

Day 1 giveaway ends December 4, 2023 at 11:59 PM ET. One winner will be randomly selected and contacted via personal message on Tuesday, December 5, 2023 by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 4, 2023 at 9:00 a.m. ET and closes on December 4, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Like” and/or “Follow” the Michigan United Credit Union Facebook page; To tag three (3) Facebook friends in the comments; To share the post on your personal Facebook page. Michigan United Credit Union will randomly select one (1) winner on Tuesday, December 5, 2023, by 12:00 PM NOON ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: Two (2) YETI Rambler 20 oz Stainless Steel Vacuum Insulated Tumblers w/MagSlider Lids (the “Prize”). The total approximate retail value of the Prize is $70.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

DAY 1 – INSTAGRAM

One commenter who 1) FOLLOWS the Michigan United Credit Union page, 2) LIKES this post 3) TAGS three (3) Instagram friends will be randomly selected to win Two (2) YETI Rambler 20 oz Stainless Steel Vacuum Insulated Tumblers w/MagSlider Lids.

Day 1 giveaway ends December 4, 2023 at 11:59PM. One winner will be randomly selected and contacted via personal message on Tuesday, December 5, 2023 by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 4, 2023 at 9:00 a.m. ET and closes on December 4, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Follow” the Michigan United Credit Union Instagram page; To “Like” this post; To tag three (3) Instagram friends in the comments. Michigan United Credit Union will randomly select one (1) winner on Tuesday, December 5, 2023, by 12:00 PM NOON ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: Two (2) YETI Rambler 20 oz Stainless Steel Vacuum Insulated Tumblers w/MagSlider Lids (the “Prize”). The total approximate retail value of the Prize is $70.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

Day 2: 12/5/23

DAY 2 – FACEBOOK

SUMMARY OF THE 10 DAYS OF GIVEAWAYS – DESCRIPTION IN THE POST

One commenter who 1) LIKES/FOLLOWS the Michigan United Credit Union page, 2) TAGS three (3) Facebook friends and 3) SHARES this post will be randomly selected to win a Keurig K-Mini Single Serve Coffee Maker.

Day 2 giveaway ends December 5, 2023 at 11:59PM ET. One winner will be randomly selected and contacted via personal message on Wednesday, December 6, 2023 by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 5, 2023 at 9:00 a.m. ET and closes on December 5, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Like” and/or “Follow” the Michigan United Credit Union Facebook page; To tag three (3) Facebook friends in the comments; To share the post on your personal Facebook page. Michigan United Credit Union will randomly select one (1) winner on Wednesday, December 6, 2023, by 12:00 PM NOON ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: Keurig K-Mini Single Serve Coffee Maker. (the “Prize”). The total approximate retail value of the Prize is $89.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

Day 2 – Instagram

SUMMARY OF THE 10 DAYS OF GIVEAWAYS – DESCRIPTION IN THE POST

One commenter who 1) FOLLOWS the Michigan United Credit Union page, 2) LIKES this post 3) TAGS three (3) Instagram friends will be randomly selected to win a Keurig K-Mini Single Serve Coffee Maker.

Day 2 giveaway ends December 5, 2023 at 11:59PM. One winner will be randomly selected and contacted via personal message on Wednesday, December 6, 2023 by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 5, 2023 at 9:00 a.m. ET and closes on December 5, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Follow” the Michigan United Credit Union Instagram page; To “Like” this post; To tag three (3) Instagram friends in the comments. Michigan United Credit Union will randomly select one (1) winner on Wednesday, December 6, 2023, by 12:00 PM NOON ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: Keurig K-Mini Single Serve Coffee Maker. (the “Prize”). The total approximate retail value of the Prize is $89.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

Day 3: 12/6/23

Day 3 – Facebook
SUMMARY OF THE 10 DAYS OF GIVEAWAYS – DESCRIPTION IN THE POST

One commenter who 1) LIKES/FOLLOWS the Michigan United Credit Union page, 2) TAGS three (3) Facebook friends and 3) SHARES this post will be randomly selected to win a Ninja 4QT Air Fryer.

Day 3 giveaway ends December 6, 2023 at 11:59PM ET. One winner will be randomly selected and contacted via personal message on Thursday, December 7, 2023 by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 6, 2023 at 9:00 a.m. ET and closes on December 6, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Like” and/or “Follow” the Michigan United Credit Union Facebook page; To tag three (3) Facebook friends in the comments; To share the post on your personal Facebook page. Michigan United Credit Union will randomly select one (1) winner on Thursday, December 7, 2023, by 12:00 PM ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: Ninja 4QT Air Fryer (the “Prize”). The total approximate retail value of the Prize is $89.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

Day 3 – Instagram
SUMMARY OF THE 10 DAYS OF GIVEAWAYS – DESCRIPTION IN THE POST

One commenter who 1) FOLLOWS the Michigan United Credit Union page, 2) LIKES this post 3) TAGS three (3) Instagram friends will be randomly selected to win a Ninja 4QT Air Fryer.

Day 3 giveaway ends December 6, 2023 at 11:59PM. One winner will be randomly selected and contacted via personal message on Thursday, December 7, 2023 by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 6, 2023 at 9:00 a.m. ET and closes on December 6, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Follow” the Michigan United Credit Union Instagram page; To “Like” this post; To tag three (3) Instagram friends in the comments. Michigan United Credit Union will randomly select one (1) winner on Thursday, December 7, 2023, by 12:00 PM NOON ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: Ninja 4QT Air Fryer (the “Prize”). The total approximate retail value of the Prize is $89.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

Day 4: 12/7/23

Day 4 – Facebook
SUMMARY OF THE 10 DAYS OF GIVEAWAYS – DESCRIPTION IN THE POST

One commenter who 1) LIKES/FOLLOWS the Michigan United Credit Union page, 2) TAGS three (3) Facebook friends and 3) SHARES this post will be randomly selected to win a JBL Tune 130 NC TWS True Wireless In-Ear Noise Cancelling Headphones.

Day 4 giveaway ends December 7, 2023 at 11:59PM ET. One winner will be randomly selected and contacted via personal message on Friday, December 8, 2023 by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 7, 2023 at 9:00 a.m. ET and closes on December 7, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Like” and/or “Follow” the Michigan United Credit Union Facebook page; To tag three (3) Facebook friends in the comments; To share the post on your personal Facebook page. Michigan United Credit Union will randomly select one (1) winner on Friday, December 8, 2023, by 12:00 PM NOON ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: JBL Tune 130 NC TWS True Wireless In-Ear Noise Cancelling Headphones (the “Prize”). The total approximate retail value of the Prize is $99.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

Day 4 – Instagram
SUMMARY OF THE 10 DAYS OF GIVEAWAYS – DESCRIPTION IN THE POST

One commenter who 1) FOLLOWS the Michigan United Credit Union page, 2) LIKES this post 3) TAGS three (3) Instagram friends will be randomly selected to win a JBL Tune 130 NC TWS True Wireless In-Ear Noise Cancelling Headphones.

Day 4 giveaway ends December 7, 2023 at 11:59PM. One winner will be randomly selected and contacted via personal message on Friday, December 8, 2023 by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 7, 2023 at 9:00 a.m. ET and closes on December 7, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Follow” the Michigan United Credit Union Instagram page; To “Like” this post; To tag three (3) Instagram friends in the comments. Michigan United Credit Union will randomly select one (1) winner on Friday, December 8, 2023, by 12:00 PM NOON ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: JBL Tune 130 NC TWS True Wireless In-Ear Noise Cancelling Headphones. (the “Prize”). The total approximate retail value of the Prize is $99.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

Day 5: 12/8/23

Day 5 – Facebook
SUMMARY OF THE 10 DAYS OF GIVEAWAYS – DESCRIPTION IN THE POST

One commenter who 1) LIKES/FOLLOWS the Michigan United Credit Union page, 2) TAGS three (3) Facebook friends and 3) SHARES this post will be randomly selected to win a Detroit Zoo Annual Family Gift Membership (2 adults, 4 children).

Day 5 giveaway ends December 8, 2023 at 11:59PM ET. One winner will be randomly selected and contacted via personal message on Monday, December 11 by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 8, 2023 at 9:00 a.m. ET and closes on December 8, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Like” and/or “Follow” the Michigan United Credit Union Instagram page; To tag three (3) Facebook friends in the comments; To share the post on your personal Facebook page. Michigan United Credit Union will randomly select one (1) winner on Monday, December 11, 2023, by 12:00 PM NOON ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: Detroit Zoo Annual Family Gift Membership (2 adults, 4 children). (the “Prize”). The total approximate retail value of the Prize is $135.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

Day 5 – Instagram
SUMMARY OF THE 10 DAYS OF GIVEAWAYS – DESCRIPTION IN THE POST

One commenter who 1) FOLLOWS the Michigan United Credit Union page, 2) LIKES this post 3) TAGS three (3) Instagram friends will be randomly selected to win a Detroit Zoo Annual Family Gift Membership – 2 adults, 4 children.

Day 5 giveaway ends December 8, 2023 at 11:59PM. One winner will be randomly selected and contacted via personal message on Monday, December 11 by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 8, 2023 at 9:00 a.m. ET and closes on December 8, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Follow” the Michigan United Credit Union Instagram page; To “Like” this post; To tag three (3) Instagram friends in the comments. Michigan United Credit Union will randomly select one (1) winner on Monday, December 11, 2023, by 12:00 PM NOON ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: Detroit Zoo Annual Family Gift Membership – 2 adults, 4 children. (the “Prize”). The total approximate retail value of the Prize is $135.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

Day 6: 12/11/23

Day 6 – Facebook
SUMMARY OF THE 10 DAYS OF GIVEAWAYS – DESCRIPTION IN THE POST

One commenter who 1) LIKES/FOLLOWS the Michigan United Credit Union page, 2) TAGS three (3) Facebook friends and 3) SHARES this post will be randomly selected to win a Fujifilm INSTAX Mini 7+ Bundle – 10 pack film, album, camera case, stickers.

Day 6 giveaway ends December 11, 2023 at 11:59PM ET. One winner will be randomly selected and contacted via personal message on Tuesday, December 12, 2023 by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 11, 2023 at 9:00 a.m. ET and closes on December 11, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Like” and/or “Follow” the Michigan United Credit Union Facebook page; To tag three (3) Facebook friends in the comments; To share the post on your personal Facebook page. Michigan United Credit Union will randomly select one (1) winner on Tuesday, December 12, 2023, by 12:00 PM NOON ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: Fujifilm INSTAX Mini 7+ Bundle – 10 pack film, album, camera case, stickers (the “Prize”). The total approximate retail value of the Prize is $78.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

Day 6 – Instagram
SUMMARY OF THE 10 DAYS OF GIVEAWAYS – DESCRIPTION IN THE POST

One commenter who 1) FOLLOWS the Michigan United Credit Union page, 2) LIKES this post 3) TAGS three (3) Instagram friends will be randomly selected to win a Fujifilm INSTAX Mini 7+ Bundle – 10 pack film, album, camera case, stickers.

Day 6 giveaway ends December 11, 2023 at 11:59PM. One winner will be randomly selected and contacted via personal message on Tuesday, December 12, 2023 by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 11, 2023 at 9:00 a.m. ET and closes on December 11, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Follow” the Michigan United Credit Union Instagram page; To “Like” this post; To tag three (3) Instagram friends in the comments. Michigan United Credit Union will randomly select one (1) winner on Tuesday, December 12, 2023, by 12:00 PM NOON ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: Fujifilm INSTAX Mini 7+ Bundle – 10 pack film, album, camera case, stickers. (the “Prize”). The total approximate retail value of the Prize is $78.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

Day 7: 12/12/23

Day 7 – Facebook
SUMMARY OF THE 10 DAYS OF GIVEAWAYS – DESCRIPTION IN THE POST

One commenter who 1) LIKES/FOLLOWS the Michigan United Credit Union page, 2) TAGS three (3) Facebook friends and 3) SHARES this post will be randomly selected to win a JBL Charge 4 – Waterproof Portable Bluetooth Speaker.

Day 7 giveaway ends December 12, 2023 at 11:59PM ET. One winner will be randomly selected and contacted via personal message on Wednesday, December 13, 2023 by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 12, 2023 at 9:00 a.m. ET and closes on December 12, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Like” and/or “Follow” the Michigan United Credit Union Facebook page; To tag three (3) Facebook friends in the comments; To share the post on your personal Facebook page. Michigan United Credit Union will randomly select one (1) winner on Wednesday, December 13, 2023, by 12:00 PM NOON ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: JBL Charge 4 – Waterproof Portable Bluetooth Speaker. (the “Prize”). The total approximate retail value of the Prize is $99.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

Day 7 – Instagram
SUMMARY OF THE 10 DAYS OF GIVEAWAYS – DESCRIPTION IN THE POST

One commenter who 1) FOLLOWS the Michigan United Credit Union page, 2) LIKES this post 3) TAGS three (3) Instagram friends will be randomly selected to win a JBL Charge 4 – Waterproof Portable Bluetooth Speaker.

Day 7 giveaway ends December 12, 2023 at 11:59PM. One winner will be randomly selected and contacted via personal message on Wednesday, December 13, 2023 by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 12, 2023 at 9:00 a.m. ET and closes on December 12, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Follow” the Michigan United Credit Union Instagram page; To “Like” this post; To tag three (3) Instagram friends in the comments. Michigan United Credit Union will randomly select one (1) winner on Wednesday, December 13, 2023, by 12:00 PM NOON ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: JBL Charge 4 – Waterproof Portable Bluetooth Speaker. (the “Prize”). The total approximate retail value of the Prize is $99.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

Day 8: 12/13/23

Day 8 – Facebook
SUMMARY OF THE 10 DAYS OF GIVEAWAYS – DESCRIPTION IN THE POST

One commenter who 1) LIKES/FOLLOWS the Michigan United Credit Union page, 2) TAGS three (3) Facebook friends and 3) SHARES this post will be randomly selected to win an Amazon Fire HD 8 tablet, 8” HD Display, 32 GB.

Day 8 giveaway ends December 13, 2023 at 11:59PM ET. One winner will be randomly selected and contacted via personal message on Thursday, December 14, 2023 by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 13, 2023 at 9:00 a.m. ET and closes on December 13, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Like” and/or “Follow” the Michigan United Credit Union Facebook page; To tag three (3) Facebook friends in the comments; To share the post on your personal Facebook page. Michigan United Credit Union will randomly select one (1) winner on Thursday, December 14, 2023, by 12:00 PM NOON ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: Amazon Fire HD 8 tablet, 8” HD Display, 32 GB (the “Prize”). The total approximate retail value of the Prize is $99.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

Day 8 – Instagram
SUMMARY OF THE 10 DAYS OF GIVEAWAYS – DESCRIPTION IN THE POST

One commenter who 1) FOLLOWS the Michigan United Credit Union page, 2) LIKES this post 3) TAGS three (3) Instagram friends will be randomly selected to win an Amazon Fire HD 8 tablet, 8” HD Display, 32 GB.

Day 8 giveaway ends December 13, 2023 at 11:59PM. One winner will be randomly selected and contacted via personal message on Thursday, December 14, 2023 by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 13, 2023 at 9:00 a.m. ET and closes on December 13, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Follow” the Michigan United Credit Union Instagram page; To “Like” this post; To tag three (3) Instagram friends in the comments. Michigan United Credit Union will randomly select one (1) winner on Thursday, December 14, 2023, by 12:00 PM NOON ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: Amazon Fire HD 8 tablet, 8” HD Display, 32 GB (the “Prize”). The total approximate retail value of the Prize is $99.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

Day 9: 12/14/23

Day 9 – Facebook
SUMMARY OF THE 10 DAYS OF GIVEAWAYS – DESCRIPTION IN THE POST

Day 9 giveaway ends December 14, 2023 at 11:59PM ET. One winner will be randomly selected and contacted via personal message on Friday, December 15 by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 14, 2023 at 9:00 a.m. ET and closes on December 14, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Like” and/or “Follow” the Michigan United Credit Union Instagram page; To tag three (3) Facebook friends in the comments; To share the post on your personal Facebook page. Michigan United Credit Union will randomly select one (1) winner on Friday, December 15, 2023, by 12:00 PM NOON ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: Detroit Zoo Annual Family Gift Membership – 2 adults, 4 children. The total approximate retail value of the Prize is $135.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

Day 9 – Instagram
SUMMARY OF THE 10 DAYS OF GIVEAWAYS – DESCRIPTION IN THE POST

Day 9 giveaway ends December 14, 2023 at 11:59PM. One winner will be randomly selected and contacted via personal message on Friday, December 15 by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 14, 2023 at 9:00 a.m. ET and closes on December 14, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Follow” the Michigan United Credit Union Instagram page; To “Like” this post; To tag three (3) Instagram friends in the comments. Michigan United Credit Union will randomly select one (1) winner on Friday, December 15, 2023, by 12:00 PM NOON ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: Detroit Zoo Annual Family Gift Membership – 2 adults, 4 children. (the “Prize”). The total approximate retail value of the Prize is $135.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

Day 10: 12/15/23

Day 10 – Facebook
SUMMARY OF THE 10 DAYS OF GIVEAWAYS – DESCRIPTION IN THE POST

One commenter who 1) LIKES/FOLLOWS the Michigan United Credit Union page, 2) TAGS three (3) Facebook friends and 3) SHARES this post will be randomly selected to win a Blackstone 1814 Stainless Steel Propane Gas Portable Flat Top Griddle, 17 inches.

Day 10 giveaway ends December 15, 2023 at 11:59PM ET. One winner will be randomly selected and contacted via personal message on Monday, December 18, 2023, by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 15, 2023 at 9:00 a.m. ET and closes on December 15, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Like” and/or “Follow” the Michigan United Credit Union Facebook page; To tag three (3) Facebook friends in the comments; To share the post on your personal Facebook page. Michigan United Credit Union will randomly select one (1) winner on Monday, December 18, 2023, by 12:00 PM NOON ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: Blackstone 1814 Stainless Steel Propane Gas Portable Flat Top Griddle, 17 inches. (the “Prize”). The total approximate retail value of the Prize is $179.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

Day 10 – Instagram
SUMMARY OF THE 10 DAYS OF GIVEAWAYS – DESCRIPTION IN THE POST

One commenter who 1) FOLLOWS the Michigan United Credit Union page, 2) LIKES this post 3) TAGS three (3) Instagram friends will be randomly selected to win a Blackstone 1814 Stainless Steel Propane Gas Portable Flat Top Griddle, 17 inches.

Day 10 giveaway ends December 15, 2023 at 11:59PM. One winner will be randomly selected and contacted via personal message on Monday, December 18, 2023 by 12:00 PM NOON ET. If there is no response from the winner within 48 hours of the drawing, another winner will be selected.

OFFICIAL TERMS & CONDITIONS OF THE MICHIGAN UNITED CREDIT UNION GIVEAWAY:

[1] No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Who can enter: Current volunteers or employees of Michigan United Credit Union are not eligible. Participants must be 18 years of age or older at the time of entry. The Michigan United Credit Union: 10 Days of Giveaways 2023 is geographically open to legal residents in the State of Michigan. Odds of winning a prize depend on the number of valid entries submitted during December 15, 2023 at 9:00 a.m. ET and closes on December 15, 2023, at 11:59 p.m. ET (“Entry Period”). A valid entry includes: To “Follow” the Michigan United Credit Union Instagram page; To “Like” this post; To tag three (3) Instagram friends in the comments. Michigan United Credit Union will randomly select one (1) winner on Monday, December 18, 2023, by 12:00 PM NOON ET, from the eligible entries submitted during the Entry Period. There will be one winner chosen between both social media platforms (Facebook and Instagram). The winner will be awarded the Prize: Blackstone 1814 Stainless Steel Propane Gas Portable Flat Top Griddle, 17 inches. (the “Prize”). The total approximate retail value of the Prize is $179.00 U.S. Dollars. If there is no response from the winner within 48 hours of the drawing, another winner will be selected. Local pick up only with proof of ID within 5 business days of being contacted. Federal, state, and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner.

Routing & Transit #272477199 | NMLS #500296

Equal Housing Lender. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

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HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials.
These data are available online at the Consumer Financial Protection Bureau’s website (http://www.consumerfinance.gov/hmda).
HMDA data for many other financial institutions are also available at this website.

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