Tuesday, August 4: Construction crews will begin mobilizing equipment at the Holly Branch.
Tuesday, August 4 – Wednesday, August 5: Crews will begin removing sections of the parking lot, primarily around the outer edges.
🟢 Branch Status: Open
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Tuesday, August 4: Construction crews will begin mobilizing equipment at the Holly Branch.
Tuesday, August 4 – Wednesday, August 5: Crews will begin removing sections of the parking lot, primarily around the outer edges.
🟢 Branch Status: Open
Survey crews will be onsite Thursday, July 30, 2026 to stake and locate the water main in preparation for construction. This work is part of the planning process.
🟢 Branch Status: Open
Holly Branch Parking Lot Project Begins Late July/Early August
🟢 Branch Status: Open
Construction Begins: Late July/Early August
Estimated Duration: 6 weeks
We’re currently completing work on the parking lot at our Holly Branch. During this time, there may be temporary changes to parking, traffic flow, ATM, Drive-Up service and branch access.
The Holly Branch will remain open during normal business hours unless otherwise noted. We encourage members to use caution and to follow any temporary traffic or parking instructions.
As construction progresses, you may notice:
While construction is underway at our Holly Branch, you can access your accounts at thousands of participating Shared Branch locations nationwide for many of the same services available at Michigan United Credit Union.
Need cash? Find a CO-OP surcharge-free ATM near you for convenient access to your money.
Manage your accounts anytime with the Michigan United Credit Union Mobile App. Check balances, transfer funds, deposit checks, and pay bills from anywhere.
If you have any questions before your visit, please contact us. We’re happy to help.
Thank you for your patience and understanding. We appreciate your continued membership and look forward to providing an updated parking lot for everyone visiting our Holly Branch.
© 2026 Michigan United Credit Union. All rights reserved.
1. Assess Your Financial Health
Before diving into the homebuying process, take a close look at your finances. Review your income, savings, and monthly expenses. Make sure you have enough money saved for a down payment, closing costs, and other expenses such as moving or home maintenance.
2. Check Your Credit Score
Your credit score plays a crucial role in determining the interest rate on your mortgage. Request a free credit report from major credit bureaus and address any discrepancies or areas for improvement. A higher credit score can save you thousands over the life of your loan.
3. Set a Realistic Budget
Determine how much you can afford to spend on a home. Use online mortgage calculators to estimate monthly payments, factoring in property taxes, insurance, and utilities. Remember to leave room in your budget for unexpected expenses.
4. Get Pre-Approved for a Mortgage
A mortgage pre-approval letter demonstrates to sellers that you are a serious buyer and helps you understand how much you can borrow. Shop around for lenders to compare rates and terms, and choose the one that best suits your needs.
5. Define Your Needs and Wants
Make a list of features you’re looking for in a home, such as the number of bedrooms, location, or proximity to schools. Separate must-haves from nice-to-haves to narrow your search and focus on homes that meet your criteria.
6. Research the Market
Familiarize yourself with the local housing market. Look at current home prices, trends, and neighborhoods that align with your preferences. This research will help you make informed decisions and identify good deals.
7. Work with a Real Estate Agent
A knowledgeable real estate agent can guide you through the process, provide insights about the market, and negotiate on your behalf. Choose an agent who understands your needs and has experience in the area where you want to buy.
8. Save for Additional Costs
In addition to the down payment, budget for other costs such as inspections, appraisals, title insurance, and moving expenses. Having a financial cushion can help you handle these expenses without added stress.
9. Stay Organized
Keep track of important documents, deadlines, and communications with your lender, real estate agent, and other parties involved. Staying organized can prevent delays and ensure a smooth transaction.
10. Be Patient and Flexible
Finding the perfect home takes time. Be prepared for challenges such as bidding wars, changing market conditions, or compromises on your wish list. Patience and flexibility can help you stay positive and focused on your goal.
Final Thoughts
Buying a home is a significant investment and a life-changing decision. By following these tips, you can approach the process with confidence and make choices that align with your financial goals and lifestyle. With the right preparation and mindset, you’ll be well on your way to finding your dream home.
Principal & Interest $1421
Monthly Taxes $1421
Monthly HOA $1421
Monthly Insurance $1421