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Credit Card Balance Transfer/Cash Advance

Take a cash advance or transfer your high-interest balance(s) from your other credit cards to your Michigan United CU VISA Credit Card, and get a low rate of 6.9% APR* for the life of the transfer. No transfer fee. Ends March 31, 2024.

Don’t have a Michigan United CU VISA® Credit Card?

Learn more about our credit card.

Apply Online

Have a Michigan United CU VISA® Credit Card?

Some Ways to Make a Cash Advance:

-Log into your online banking account and transfer the funds from your VISA credit card into your Checking or Savings account.
-Visit any of the MUCU branches.
-Visit another financial institution that has a cash advance machine.
-Use your Credit Card PIN# at an ATM.
 

Remember to make sure you have enough open credit available on your credit card before making a cash advance. If you want to raise the limit on your credit card you will need to apply HERE

*APR = Annual Percentage Rate. **6.9% APR on Balance Transfers or Cash Advances made between January 1, 2024 and March 31, 2024. Balance Transfers or Cash Advances after that date are based upon individual creditworthiness, with interest rates on Michigan United Credit Union VISA® Classic Credit Cards ranging from 8.9% APR to 17.90% APR, interest rates on Michigan United Credit Union VISA® Rewards Credit Cards ranging from 11.75% to 17.99% APR . You may transfer any amount; however, the total amount transferred must be less than your available credit limit. The promotional rate does not apply to purchases. All terms, including the APR are subject to change at any time, for any reason, in accordance with the Credit Card Agreement and applicable law. Subject to available credit. No annual fee. $25 late fee. No penalty rate. The promotional rate will be good for the life of the Balance Transfer or Cash Advance. Michigan United CU reserves the right to withdraw this offer at any time. New money only. Cannot be used to pay off existing Michigan United CU VISA Credit Card balances. Balance Transfers and Cash Advances must be posted by March 31, 2024.