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Routing # 272477199

Holiday Loan 2025_1920x538_webpage

Holiday Loan

Stay cozy this season with an affordable holiday loan from Michigan United Credit Union. 

Offer ends: December 31, 2025

How it works

Apply Online or In-Person

Fill out a simple application through our secure portal or visit any branch. It only takes a few minutes to get started.

Get Approved Quickly

Most decisions are made within one business day, subject to credit review and membership eligibility.

Receive funds

Once approved, your loan proceeds will be deposited directly into your account, ready for holiday use, based on final approval and loan agreements.

7.49% APR*
  • Up to $5,000
  • 24-month term

7.49% APR*

  • Up to $5,000
  • 24-month term
Disclosure:
*APR= Annual Percentage Rate. The APR is Michigan United Credit Union’s standard rate. A $5,000 loan amount for a term of 24 months with a 7.49% APR, the monthly payment will be $224.98.  All loans are subject to approval and membership eligibility. Applications must be submitted between November 1, 2025, and December 31, 2025, to receive consideration for the rate. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.