9.50% APY* Anniversary Certificate
A Special Way to Grow Your Savings!
Celebrate 95 years with a special 12-month certificate from Michigan United Credit Union. Open with $1,000 and earn 9.50% APY*.
Celebrate 95 Years with a Special Savings Rate
For a limited time, we’re offering eligible new and existing members a promotional certificate designed to help make the most of their savings.
9.50%
Annual Percentage Yield*
12 Months
Certificate term
$1,000
Maximum Deposit
One certificate per membership • Personal accounts only
How to Open Your Anniversary Certificate
Check Eligibility
Available to eligible new and existing members.
Visit a Branch
Stop by a Michigan United Credit Union branch with your $1,000 deposit.
Start Saving
Open your 12-month certificate and earn 9.50% APY*.
Frequently Asked Questions
What is the 95th Anniversary Certificate?
The 95th Anniversary Certificate is a limited-time promotional savings certificate from Michigan United Credit Union offering 9.50% APY* for a 12-month term with a required $1,000 deposit. The offer is available November 2–30, 2026.
How much can I deposit?
The minimum opening deposit is $1,000, and the maximum certificate balance is also $1,000. Exactly $1,000 is required to open this promotional certificate.
Can existing members participate?
Yes! The 95th Anniversary Certificate is available to eligible new and existing Michigan United Credit Union members. Business and organizational accounts are not eligible.
Is there a limit on how many certificates I can open?
Yes. The 95th Anniversary Certificate promotion is limited to one certificate per membership.
How do I open the certificate?
Visit a Michigan United Credit Union branch between November 2–30, 2026 with your $1,000 deposit. Our team will help you open your promotional certificate. Find a branch near you.
What if I withdraw early?
Early withdrawal penalties may apply if funds are withdrawn before the certificate matures. Please review the certificate terms and disclosures before opening your account.
Ready to Give Your Savings a Boost?
Celebrate our 95th anniversary with a special 9.50% APY* certificate! Visit your nearest Michigan United Credit Union branch to open yours.
FIND A BRANCHOffer ends November 30, 2026.
There's More to Celebrate!
We're celebrating 95 years with more special offers just for you! Explore all of our anniversary promotions.
VIEW ALL 95TH ANNIVERSARY OFFERSCertificate Disclosure
This promotional 9.50% APY 12-Month Certificate of Deposit (CD) is available to eligible new and existing Michigan United Credit Union members from November 2-30, 2026. A minimum and maximum deposit of $1,000 is required. Limit one promotional certificate per membership. Business and organizational accounts are not eligible. Early withdrawal penalties may apply, and dividends earned may be subject to taxation. Offer valid for a limited time and subject to change without notice. Membership eligibility and other restrictions apply. This offer can’t be combined with any other offers or promotions. APY = Annual Percentage Yield. Federally insured by NCUA.
