Mobile Banking
You can log into It’sMe24/7 Online Banking from your mobile phone and you can securely access your account. View your account balances, and details for savings, checking, certificates, loans and credit cards. You can view the following information: funds on hold for savings and checking, pending authorization for credit cards, pending ACH transactions, transfer funds between accounts etc.
Mobile App
We are proud to introduce our new Michigan United Credit Union Mobile App which is available for both Apple and Android users. This app includes features such as Person-2-Person payment, Remote Deposit Capture, Card Control, and Biometrics security login features such as face recognition, fingerprint activation to access your account.
GO TO GOOGLE PLAY STORE
GO TO APP STORE
See/Jump Feature
The Jump feature is now enabled in the mobile app. Click here to learn more.
Mobile Check Deposit
Eligible members have the ability to take a picture of their checks and send in for deposit through the Michigan United Credit Union mobile app.
Tip 1 – Restrictive Endorsement: please sign the back of your check and underneath your signature please write “RDC Deposit for Michigan United CU only”. Please refer to the sample image below.
Tip 2 – Deposit by 11 PM ET and your money will generally be available for withdrawal by the next business day, subject to our hold policy. Daily deposit limit is $2,500.
Tip 3 – Write “Deposited” and today’s date on the front of your check. Hold onto the check for a week in case we need to review it.
Tip 4 – To avoid delays in processing or rejection of your check, please ensure that the quality of the image is clear and in focus.
Who is eligible for Mobile Deposit?
– A member who has opened/maintained active Michigan United Credit Union checking account and/or savings account for at least 90 days.
-A member in good standing.
-A member who is at least 14 years of age.
-A member with a credit score (if known) of at least 600.
-A member who has no NSF charges in the past 6 months.