A Call or Text From “Us”? Think Twice.
Your security comes first. If you ever feel unsure about a call, hang up and call Michigan United Credit Union directly at 248-814-4000 to verify it’s really us. For safe access online, always use our only official website: www.michiganunitedcu.org
Protect Your Personal Account Information
Go when it feels right. Pause if you’re unsure. Stop if they ask for details.
To protect your account, we may reach out to confirm certain transactions or address account-related matters.
🚨 Stay alert:
Scammers can make calls look like they’re from Michigan United Credit Union. If someone asks for the information below, it’s a scam. Never share your details.
⚠️ Michigan United Credit Union will never request the following information by phone, text, or email:
- Your debit card PIN
- The CVV (3-digit code) on the back of your card
- Your Online or Mobile Banking password
- Full account numbers
Protecting Your Financial Wellbeing
At Michigan United Credit Union, your safety is our top priority. Scammers are constantly evolving their tactics, and staying informed is your best defense. Here, you’ll find the latest information on common scams, how to recognize red flags, and what to do if you think you’ve been targeted.
Common Types of Scams
- Phishing Emails & Texts
- Messages that appear to come from trusted sources asking for account info or login credentials.
- Phone Scams (Vishing)
- Calls impersonating financial institutions, law enforcement, or the IRS demanding urgent action.
- Online Purchase Scams
- Fake websites or social media ads that trick you into paying for items that never arrive.
- Romance Scams
- Online relationships used to emotionally manipulate and defraud victims.
- Check Fraud
- Fake check deposits followed by requests to return part of the funds.
How to Protect Yourself
- Never share account numbers, login credentials, or one-time passcodes with anyone.
- Verify the source before clicking links or downloading attachments.
- Hang up and call us at our official number if you receive suspicious calls.
- Use strong passwords and update them regularly.
- Monitor your accounts often for unusual activity.
What To Do If You're Targeted
- Stop communication immediately with the suspected scammer.
- Report the incident to Michigan United Credit Union at 248-814-4000 / info@michiganunitedcu.org.
- Contact credit bureaus to place a fraud alert on your credit report.
- File a report with the Federal Trade Commission (FTC) at https://reportfraud.ftc.gov.
Questions?
Call us directly or visit your local branch. Your financial safety matters to us.