*APR = Annual Percentage Rate. **5.9% APR on Balance Transfers or Cash Advances made between January 1, 2023 and March 31, 2023. Balance Transfers or Cash Advances after that date are based upon individual creditworthiness, with interest rates on Michigan United Credit Union VISA Credit Cards ranging from 8.9% APR to 17.99% APR. You may transfer any amount; however, the total amount transferred must be less than your available credit limit. The promotional rate does not apply to purchases. All terms, including the APR are subject to change at any time, for any reason, in accordance with the Credit Card Agreement and applicable law. Subject to available credit. No annual fee. $25 late fee. No penalty rate. The promotional rate will be good for the life of the Balance Transfer or Cash Advance. Michigan United CU reserves the right to withdraw this offer at any time. New money only. Cannot be used to pay off existing Michigan United CU VISA Credit Card balances. Balance Transfers and Cash Advances must be posted by March 31, 2023.