* Rates “as low as” are based on applicant’s credit history. APR= Annual Percentage Rate. Programs, rates, terms and conditions are subject to change without notice. For 5.03% APR with a term up to 15 months, estimated principal and interest monthly payment of $85.62 per $1,000 borrowed. For 5.28% APR with a term up to 21 months, estimated principal and interest monthly payment of $115.81 per $1,000 borrowed.