*APY= Annual Percentage Yield. Rate valid as of 09/29/23. Balances start at $10,000 to a maximum of $1,000,000. All credit union rates, terms and conditions are subject to change at any time without notice. For a limited time only. Membership eligibility required. Early withdrawal will result in a penalty loss of an amount equal to 90 days of interest. The certificate will auto renew at the end of the term to a regular 12 month certificate and rate if the member does not select a different option at maturity.