Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # Michigan United Credit Union Forward Together ## Sitemaps - [XML Sitemap](https://michiganunitedcu.org/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Blog](https://michiganunitedcu.org/blog/) - [August 12, 2026 Update:](https://michiganunitedcu.org/august-12-2026-update/) - Beginning Monday, August 17, the Holly Branch parking lot & drive-up will be unavailable. Please park next door at Ace Hardware (15146 N. Holly Rd.) and follow the posted signage to access the branch. The ATM may be available intermittently as walk-up only. 🟢 Branch Status: Open - [Back to School, Not Back to Scams: 5 Scams Families Should Watch For](https://michiganunitedcu.org/back-to-school-not-back-to-scams-5-scams-families-should-watch-for/) - Back to school season can bring new scams. Learn how to spot common scams targeting students and families, including fake scholarships, phishing, tuition scams, and AI impersonation. Read More >> - [August 6, 2026 Update:](https://michiganunitedcu.org/august-6-2026-update/) - Today, August 6, the excavation crew will begin winching work behind the building as part of site preparation. Early next week, they’re scheduled to begin demolition of the existing parking lot. 🟢 Branch Status: Open - [July 30, 2026 Update:](https://michiganunitedcu.org/july-30-2026-update/) - Tuesday, August 4: Construction crews will begin mobilizing equipment at the Holly Branch. Tuesday, August 4 – Wednesday, August 5: Crews will begin removing sections of the parking lot, primarily around the outer edges. 🟢 Branch Status: Open - [July 29, 2026 Update:](https://michiganunitedcu.org/july-29-2026-update/) - Survey crews will be onsite Thursday, July 30, 2026 to stake and locate the water main in preparation for construction. This work is part of the planning process. 🟢 Branch Status: Open - [July 17, 2026 Update:](https://michiganunitedcu.org/holly-branch-parking-lot-project-begins-late-july-early-august/) - Holly Branch Parking Lot Project Begins Late July/Early August🟢 Branch Status: OpenConstruction Begins: Late July/Early AugustEstimated Duration: 6 weeks - [Employment Scams: How to Spot Fake Job Offers](https://michiganunitedcu.org/employment-scams-how-to-spot-fake-job-offers/) - Learn how to recognize employment scams, fake recruiters, and work-from-home job offers. Protect your personal information with these simple safety tips. - [From Coins to Clicks: Banking Through 250 Years of American History](https://michiganunitedcu.org/from-coins-to-clicks-banking-through-250-years-of-american-history/) - Discover how banking has evolved over the past 250 years, from colonial currency and handwritten ledgers to today's mobile banking, digital wallets, and online financial services. Read More >> - [Can AI Improve Member Service Without Losing the Human Touch?](https://michiganunitedcu.org/can-ai-improve-member-service-without-losing-the-human-touch/) - Discover how AI in credit unions improves member service, strengthens fraud protection, and creates personalized banking experiences. - [How to Avoid Marketplace Scams When Buying or Selling Online](https://michiganunitedcu.org/marketplace-scams/) - Learn how to avoid Facebook Marketplace and online marketplace scams when buying or selling items. Discover common warning signs and tips to protect your money. Read More >> - [What Makes Credit Unions Different From Big Banks](https://michiganunitedcu.org/credit-unions-vs-banks/) - Credit unions vs banks explained. See how Michigan United Credit Union provides personalized service, local support, and member owned banking. - [The U.S. Penny: What’s Changing and Why](https://michiganunitedcu.org/the-u-s-penny-whats-changing-and-why/) - For generations, the U.S. penny has been part of everyday life. It’s been dropped into tip jars, tossed into cup holders, saved in piggy banks, and collected in jars on kitchen counters. Read More >> - [Wire Fraud: How to Protect Yourself From Costly Scams](https://michiganunitedcu.org/wire-fraud-how-to-protect-yourself-from-costly-scams/) - Wire fraud is one of the most expensive and damaging scams happening today. Criminals are getting better at impersonating trusted people and organizations, and once a wire transfer is sent, it can be extremely difficult to recover the funds. Read More >> - [Building an Emergency Fund in 2026](https://michiganunitedcu.org/building-an-emergency-fund-in-2026/) - Life is unpredictable. A car repair, medical bill, or unexpected job change can happen at any time. Having an emergency fund helps reduce stress and keeps you from relying on credit cards or loans when the unexpected happens. Read More >> - [Stay Alert: Holiday Scams Are on the Rise](https://michiganunitedcu.org/surge-in-consumer-fraud-this-holiday-season/) - Scammers are getting smarter - are you? Every day, sophisticated new schemes pop up designed to trick even the most tech-savvy. The best defense? Read More >> - [LearningLab+ Course](https://michiganunitedcu.org/learninglab-course/) - Scammers are getting smarter - are you? Every day, sophisticated new schemes pop up designed to trick even the most tech-savvy. The best defense? Read More >> - [Account Security](https://michiganunitedcu.org/account-security/) - Protect Your Personal Account Information Your personal and financial information is one of your most valuable assets. At Michigan United Credit Union, we want to help you keep it safe from fraudsters and identity thieves. A few simple habits can make a big difference in protecting your accounts and your peace of mind. Why Protection - [Mortgage Closing Fraud](https://michiganunitedcu.org/mortgage-closing-fraud/) - Buying a home should be an exciting milestone, but criminals are targeting homebuyers with a growing scam known as mortgage closing fraud. At Michigan United Credit Union, we want our members to be aware of the risks and take steps to protect their money during the closing process. Read More >> - [Gift Card Scams](https://michiganunitedcu.org/gift-card-scams/) - Gift cards are meant to be a convenient way to shop or share a gift, but scammers have turned them into one of their favorite tools for fraud. At Michigan United Credit Union, we want our members to know how these scams work and how to stay safe. Read More >> - [Spotting AI Scams](https://michiganunitedcu.org/spotting-ai-scams/) - Artificial Intelligence (AI) is changing the way we live, work, and communicate. Unfortunately, scammers are also using AI to trick people. At Michigan United Credit Union, we want to make sure you and your family know what to look for and how to protect yourselves. Read More >> - [Text Message Fraud](https://michiganunitedcu.org/text-message-fraud/) - Got a text like one of these: “Outstanding Toll Balance. Resolve now.”, “You’re eligible to receive an Economic Impact Payment. Click here to claim.”, “Your package was not able to be delivered. Provide delivery information here.” They may sound urgent, serious, or even helpful. But these messages are likely scams. Read More >> - [Travel Scams](https://michiganunitedcu.org/travel-scams/) - Nothing ruins a dream vacation faster than falling for a travel scam. Whether you’re booking a beach getaway or heading overseas, fraudsters are ready to take advantage of excited (and sometimes distracted) travelers. At Michigan United Credit Union, your financial wellbeing is our priority, even when you’re on the go. Read More >> - [Spotting Skimmers](https://michiganunitedcu.org/spotting-skimmers/) - At Michigan United Credit Union, your financial safety is our top priority. One of the fastest-growing threats to debit and credit card security is skimming. Here’s what you need to know to stay protected. Read More >> - [Check Fraud](https://michiganunitedcu.org/check-fraud/) - Even in the digital age, checks remain a common way to pay bills, issue refunds, and move money. Unfortunately, they are also a popular target for fraud. Scammers use fake, stolen, or altered checks to deceive individuals and businesses, often causing serious financial damage before the fraud is even discovered. Read more >> ## Pages - [Michigan United Credit Union](https://michiganunitedcu.org/) - Michigan United Credit Union offers checking, savings, loans, mortgages, and secure online & mobile banking across Michigan. - [Checking](https://michiganunitedcu.org/checking/) - Checking Accounts Regular CheckingExperience the convenience of a Michigan United Credit Union checking account. This account features unlimited check writing and does not require a minimum balance. Easily access your account through online banking which includes bill payment, eStatements & check imaging. You may use a debit card to access funds at any of our - [Roundup](https://michiganunitedcu.org/roundup/) - Debit Card Round Up With Debit Card Round Up, use your debit card for everyday purchases and work towards your savings goals at the same time! After enrolling a checking account for Debit Card Round Up, every time you use your debit card, we’ll round up the transaction to the next even dollar amount. At - [Trust & Will](https://michiganunitedcu.org/trust-will/) - Secure your family’s future with an estate plan. Get 20% off an estate plan. We partnered with Trust & Will to provide members with an easy and affordable way to create an estate plan online. Trust & Will is the leader in online estate planning and has helped over half a million families secure their - [Locations](https://michiganunitedcu.org/locations/) - Click on a location for more information Auburn Hills (Headquarters) Birmingham Holly Lake Orion Shelby Twp St. Clair Shores Warren Waterford North Waterford West Co-op Shared Branch Locator Xtend Shared Branch Locator ATM Locator Find a Branch Enter your ZIP code or city to find a branch near you. ZIP Code or City Search Radius - [Locations - Duplicate - [#657]](https://michiganunitedcu.org/locations-duplicate-657/) - Click on a location for more information Auburn Hills (Headquarters) Birmingham Holly Lake Orion Shelby Twp St. Clair Shores Warren Waterford North Waterford West Co-op Shared Branch Locator Xtend Shared Branch Locator ATM Locator Find a Branch Enter your ZIP code or city to find the Michigan United Credit Union branches closest to you. ZIP - [Holly](https://michiganunitedcu.org/holly/) - Holly Branch Parking Update: Beginning August 17, the parking lot & drive-up will be unavailable. Please park next door at Ace Hardware. The ATM may be available intermittently as walk-up only. Stay Updated → HOLLY15156 N. Holly Rd.Holly, MI 48442Phone: 248-814-4000Fax: 248-634-4740 HOURS:Monday-Wednesday: 9a.m. – 5p.m.Thursday: 10a.m. – 5p.m.Friday: 9a.m. – 5:30p.m.Saturday: 9a.m. – 1p.m. (Drive - [Youth Accounts](https://michiganunitedcu.org/youthaccounts/) - Youth Accounts We believe in empowering kids and young adults to develop strong money habits early. Our Youth Accounts are designed to grow with your child, from their very first dollar to full independence.Hover over each box below for more details. First Flight Newborn through 8 years old First Flight -Minimum opening balance of $5.00-Free - [IRA](https://michiganunitedcu.org/ira/) - Individual Retirement Accounts Choose from Traditional or Roth IRAs. These accounts are an easy and convenient way to save for your future. You can use payroll deduction or add any amount up to the maximum allowed per person per year. This account never carries an annual maintenance fee. However, the IRS imposes a penalty for - [Club Savings](https://michiganunitedcu.org/clubsavings/) - Club Savings Christmas ClubYou can reduce the stress you feel around the holiday season by opening a Christmas Club Savings account because it automatically sets money aside for you throughout the year. Ready to shop? Your money is available for withdrawal at any time and automatically transfers to your regular savings or checking account on - [Health Savings](https://michiganunitedcu.org/healthsavings/) - Health Savings Accounts If you have a high-deductible medical plan, a Michigan United Credit Union Health Savings Account can help you manage your health care costs. The funds you deposit in an HSA can be used to pay for medical expenses such as transportation to doctor visits, medications, and vision care. There is no “use - [Business](https://michiganunitedcu.org/business/) - Business Accounts We mean business at Michigan United Credit Union. We offer a full range of business services such as business checking, savings and lending that are designed to help your business grow.Your business checking account has no monthly fees*, no deposit fees, convenient access to your account through 24/7 online banking and a debit - [Savings](https://michiganunitedcu.org/savings/) - Savings Accounts Regular Savings AccountYour credit union benefits begin right here! The Regular Savings Account is the foundation of your credit union membership. This account is ideal for savers of all ages. You can deposit as much as you like, whenever you like. The minimum deposit to open and maintain membership is $5.00.Super SaverYou can - [Member Birthday](https://michiganunitedcu.org/memberbirthday/) - Celebrate Your Birthday with Exclusive Offers! Your special day deserves something extra! At Michigan United Credit Union, we’re excited to celebrate you with exclusive, limited-time birthday offers.Choose from these special birthday rates—our gift to you!Just fill out the form below to select your preferred offer, and one of our Member Experience Officers will be in - [Dividend Rates](https://michiganunitedcu.org/dividend-rates/) - Dividend Rates Effective Saturday, August 15, 2026 Rates are Annual Percentage Yield CALCULATED DAILY / PAID & COMPOUNDED MONTHLY. We may change dividend rate for your account as determined by the Credit Union board of directors. Fees may reduce earnings. - [Certificate Rates](https://michiganunitedcu.org/certificate-rates/) - Certificate Rates Effective Saturday, August 15, 2026 APY assumes interest remains in the certificate and is compounded. If you elect to transfer interest to another account, interest will not compound and APY will not apply; only the stated interest rate will apply. Early withdrawals are subject to a penalty equal to 90 days’ interest, which - [Loan Rates](https://michiganunitedcu.org/loan-rates/) - Apply Online Loan RatesEffective Saturday, August 15, 2026 2016-2026 Model Years Automobile & Truck Loan *APR= Annual Percentage Rate. *Rates are “as low as” are based on applicant’s credit score and model year of vehicle. Other account requirements and conditions may apply. Rates are subject to change at any time. All loans are subject to - [Branch Updates](https://michiganunitedcu.org/branchupdates/) - Our Holly Branch parking lot is being improved to better serve our members. Find construction updates, parking information, branch access, and what to expect during the project. - [Waterford West](https://michiganunitedcu.org/waterford-west/) - WATERFORD WEST6375 Highland Rd.Waterford, MI 48327Phone: 248-814-4000Fax: 248-461-6390 HOURS:Monday-Wednesday: 9a.m. – 5p.m.Thursday: 10a.m. – 5p.m.Friday: 9a.m. – 5:30p.m.Saturday: 9a.m. – 1p.m. (Drive Up Only) Services in Waterford, MI ATM Drive-Thru Lobby Mobile App Night Drop Box Online Banking Safe Deposit Boxes Coin Machine Notary Michigan United is a trusted credit union in Waterford, Michigan located at - [Waterford North](https://michiganunitedcu.org/waterford-north/) - Waterford North 4770 Dixie Hwy.Waterford, MI 48329Phone: 248-814-4000Fax: 248-618-9207 HOURS:Monday-Wednesday: 9a.m. – 5p.m.Thursday: 10a.m. – 5p.m.Friday: 9a.m. – 5:30p.m.Saturday: CLOSED Services in Waterford, MI Drive-Thru Lobby Mobile App Night Drop Box Online Banking Notary Michigan United is a trusted credit union in Waterford, Michigan located at 4770 Dixie Hwy. in Waterford, MI. Our Waterford North branch provides - [Warren](https://michiganunitedcu.org/warren/) - Warren30160 Van Dyke AvenueWarren, MI 48093Phone: 248-814-4000Fax: 586-573-2593 HOURS:Monday-Wednesday: 9a.m. – 5p.m.Thursday: 10a.m. – 5p.m.Friday: 9a.m. – 5:30p.m.Saturday: 9a.m. – 1p.m. (Drive Up Only) Services in Warren, MI ATM Drive-Thru Lobby Mobile App Night Drop Box Online Banking Safe Deposit Boxes Coin Machine Notary Michigan United is a trusted credit union in Warren, Michigan located at - [St. Clair Shores](https://michiganunitedcu.org/st-clair-shores/) - St. Clair Shores25901 Harper Ave.St. Clair Shores, MI 48081Phone: 248-814-4000Fax: 586-771-6880 HOURS:Monday-Wednesday: 9a.m. – 5p.m.Thursday: 10a.m. – 5p.m.Friday: 9a.m. – 5:30p.m.Saturday: CLOSED Services in St. Clair Shores, MI Drive-Thru Lobby Mobile App Night Drop Box Online Banking Notary Michigan United is a trusted credit union in St. Clair Shores, Michigan located at 25901 Harper Ave. in - [Shelby Twp](https://michiganunitedcu.org/shelby-twp/) - Shelby Twp13643 23 Mile Rd.Shelby Township, MI 48315Phone: 248-814-4000Fax: 586-532-1877 HOURS:Monday-Wednesday: 9a.m. – 5p.m.Thursday: 10a.m. – 5p.m.Friday: 9a.m. – 5:30p.m.Saturday: CLOSED Services in Shelby Twp., MI ATM Lobby Mobile App Online Banking Notary Michigan United is a trusted credit union in Shelby Township, Michigan located at 13643 23 Mile Rd. in Shelby Township, MI. Our - [Lake Orion](https://michiganunitedcu.org/lake-orion/) - Lake Orion350 N. Park Blvd. (M-24)Lake Orion, MI 48362Phone: 248-814-4000Fax: 248-814-8232 HOURS:Monday-Wednesday: 9a.m. – 5p.m.Thursday: 10a.m. – 5p.m.Friday: 9a.m. – 5:30p.m.Saturday: 9a.m. – 1p.m. (Drive Up Only) Services in Lake Orion, MI ATM Drive-Thru Lobby Mobile App Night Drop Box Online Banking Coin Machine Michigan United is a trusted credit union in Lake Orion, Michigan - [Birmingham](https://michiganunitedcu.org/birmingham/) - BIRMINGHAM576 E. Lincoln St.Birmingham, MI 48009Phone: 248-814-4000Fax: 248-647-9239 HOURS:Monday-Wednesday: 9a.m. – 5p.m.Thursday: 10a.m. – 5p.m.Friday: 9a.m. – 5:30p.m.Saturday: CLOSED Services in Birmingham, MI ATM Drive-Thru Lobby Mobile App Night Drop Box Online Banking Notary Michigan United is a trusted credit union in Birmingham, Michigan located at 576 E. Lincoln in Birmingham, MI. Our Birmingham branch provides - [Auburn Hills](https://michiganunitedcu.org/auburnhills/) - Looking for an Auburn Hills credit union? Visit Michigan United Credit Union at 3501 Hamlin Rd in Auburn Hills, MI for checking, savings, loans, ATM access, and more. - [Career](https://michiganunitedcu.org/careers/) - At Michigan United Credit Union, we believe in the power of people helping people. Every member of our team contributes to a culture of service, innovation, and trust. Whether you’re just starting your career or looking to grow in the financial services industry, you’ll find a meaningful path here with us. Our Mission We strive - [Early ACH Deposit](https://michiganunitedcu.org/earlyachdeposit/) - Early ACH Deposit Get Your Money Faster We’re excited to offer a new feature in your Michigan United Credit Union online banking and mobile app. When you see a pending ACH deposit in your account, you don’t have to wait for it to clear. Now you can access your funds right away. Post your pending ACH - [Awareness](https://michiganunitedcu.org/awareness/) - Learn fraud awareness tips from Michigan United Credit Union to protect your accounts, spot scams, and stay safe from identity and financial fraud. - [Deposit Rates](https://michiganunitedcu.org/deposit-rates/) - Certificate and Dividend Rates Effective Saturday, August 15, 2026 Certificate Rates Current Dividends APY assumes interest remains in the certificate and is compounded. If you elect to transfer interest to another account, interest will not compound and APY will not apply; only the stated interest rate will apply. Early withdrawals are subject to a penalty - [Home Equity - Single Advance](https://michiganunitedcu.org/home-equity-single-advance/) - Limited-Time HELOC Offer LEARN MORE. Single Advance Home Equity Have you been thinking about starting some home renovations such as your kitchen or basement? Home Equity loans allow you to borrow money using the equity in your home as collateral. A single draw, one-time advance, fixed rate loan with a set term. The amount borrowed - [Home Equity - Line of Credit](https://michiganunitedcu.org/home-equity-line-of-credit/) - HELOC Promo: Introductory offer 2.50% APR* Use your home’s equity when you need it. LEARN MORE. × Line of Credit Home Equity Do you have kids heading to college? You may consider a Home Equity line of credit (HELOC) that provides a source of funds that you can draw on as needed. Our HELOC provides - [Welcome](https://michiganunitedcu.org/welcome/) - Our Mission We strive to provide the best services for our members. We smile to create a positive experience; we work together to find the right financial solutions; we are committed to the growth of individuals and the communities. We are Michigan United! Accounts Checking AccountsSavings AccountsBusiness AccountsHealth Savings AccountsIndividual Retirement AccountsYouth Accounts Loans Auto - [250Heloc](https://michiganunitedcu.org/250heloc/) - LAND OF THE FREE ★ ★ ★ LAND OF THE FREE ★ ★ ★ Home of the Dream Home of the Dream Borrow when you need it. Pay only on what you use. JULY 1 - SEPTEMBER 30, 2026 Unlock the equity in your home for the things that matter most. Whether you’re planning a - [Contact](https://michiganunitedcu.org/contact/) - Contact Us Please note that this form is not a secure communication. Please do not submit any private data such as member number or social security number. Please enable JavaScript in your browser to complete this form.Name *FirstLastEmail *PhoneSubject *Comment or Message *Captcha *What is 7+4? NameSubmit - [Mortgages](https://michiganunitedcu.org/mortgages/) - Mortgage We are pleased to have our very own mortgage expert, The Mortgage Department is available to answer your questions, ease your mind, and help guide you through your home buying process. Questions? Call the Mortgage Department at 248-430-4715. To apply for your easy online loan, all you have to do is answer a few - [Auto Loans](https://michiganunitedcu.org/auto-loans/) - Auto Loans Drive Your Dream — We’ve Got You CoveredThe open road is waiting. At Michigan United Credit Union, we offer competitive auto loans backed by friendly service, transparent terms, and a member-focused approach. Whether you’re buying new or used, we can help you find a loan that fits your budget and gets you behind - [In The Community](https://michiganunitedcu.org/inthecommunity/) - See how Michigan United Credit Union supports local communities through events, partnerships, and member-focused initiatives. - [Shred Day](https://michiganunitedcu.org/shredday/) - Join us to SECURELY DESTROY your UNWANTED PERSONAL DOCUMENTS in a Shred-it ® mobile shredding truck! Saturday, Sept. 19, 2026 10 a.m. to 1 p.m.Connect Macomb Chamber Office12900 Hall Rd. Sterling Heights, MI 48313Get Directions Saturday, Sept. 19, 2026 10 a.m. to 1 p.m.Connect Macomb Chamber Office12900 Hall Rd. Sterling Heights, MI 48313Get Directions Limit - [Message Pay](https://michiganunitedcu.org/message-pay/) - Message Pay Loan Payments Michigan United Credit Union makes it easy to pay your loan with Message Pay. Make payments online or by text message in just a few steps using your phone or computer.No login required. Just a simple and secure way to stay on track. Make a Payment What is Message PayMessage Pay - [Loan Pay Xpress](https://michiganunitedcu.org/loan-pay-xpress/) - Loan Pay Xpress Has Been Discontinued Loan Pay Xpress is no longer available for loan payments.Michigan United Credit Union has transitioned to Message Pay, our new loan payment platform that allows you to make payments online or through a secure text message link.For more information or to make a payment, please visit Message Pay:https://michiganunitedcu.org/message-pay/ - [Summer Loan](https://michiganunitedcu.org/summerloan/) - Celebrate Summer. Celebrate What Matters Most. As communities celebrate America’s 250th anniversary, we are proud to help members enjoy the moments that matter most with affordable financing and personalized support. Summer Loan Special Available Through August 31, 2026 Why Choose a Summer Loan From Michigan United Credit Union?Fast access to extra cashCompetitive rates and affordable - [Seminar](https://michiganunitedcu.org/seminar/) - Fraud Prevention Seminar – Holly Township Library Fraud is on the rise, and scammers are getting smarter every day. Join Michigan United Credit Union for an informative Fraud Prevention Seminar designed to help you recognize common scams, protect your personal information, and avoid becoming a victim.This free seminar is open to members and the community - [Accounts - Duplicate - [#749]](https://michiganunitedcu.org/aitestpage/) - Auto Loans Drive Away with Confidence Flexible auto loans for Michigan drivers, with competitive rates, fast decisions, and service that puts members first. Looking for a new or used car loan in Michigan? Michigan United Credit Union makes auto financing simple with local support, clear terms, and financing options designed around your budget. Start Your - [branch notifications](https://michiganunitedcu.org/branch-notifications/) - ATTENTION: Lake Orion & Auburn Hills Offices Limited Access Notice Due to a local water main break, the Lake Orion and Auburn Hills branches are currently operating with limited access while repairs are underway.To help minimize disruptions during this time, we encourage members to utilize our nearby branch locations whenever possible. Due to a local - [Credit Card](https://michiganunitedcu.org/credit-card/) - Apply Online Loan Rates ScoreCard Rewards Login Learn about ScoreCard Rewards Credit Card Michigan United Credit Union REWARDS VISA® CREDIT CARD A perks credit card that offers rewards on qualifying purchases** with a low fixed rate Features: • Annual Percentage Rate as low as 11.75%* • Redeem rewards powered by ScoreCard Rewards from points earned - [Rewards](https://michiganunitedcu.org/rewards/) - Apply Online Loan Rates ScoreCard Reward Login What is ScoreCard Rewards? ScoreCard Rewards is a reward program tied to your Michigan United Credit Union Visa Rewards credit card where points are earned on qualifying purchases*.Use your ScoreCard Rewards Michigan United Credit Union VISA Rewards credit card for qualifying purchase transactions and receive 1 point for - [Updates](https://michiganunitedcu.org/updates/) - Upcoming Branch Hours Update Effective April 16 Beginning April 16, our branches will open at 10:00 a.m. on Thursdays only instead of 9:00 a.m.This adjustment allows us to dedicate time each week to focused staff training and development. By investing in ongoing education for our team, we can stay current on products, services, technology, and - [FAQ](https://michiganunitedcu.org/faq/) - Frequently Asked Questions Welcome to the Michigan United Credit Union FAQ page. Below you’ll find answers to some of the most common questions our members have. If you don’t see what you’re looking for, please contact us. Account Information What is the Credit Union Routing Number? 272477199 I just made an ATM deposit, why are - [Phone Numbers](https://michiganunitedcu.org/phone-numbers/) - Auburn Hills 3501 Hamlin Rd. Auburn Hills, MI 48326 (248) 814-4000 Fax: (248) 674-1644 Birmingham 576 E. Lincoln Birmingham, MI 48009 (248) 814-4000 Fax: (248) 647-9239 Holly 15156 N. Holly Rd. Holly, MI 48442 (248) 814-4000 Fax: (248) 634-4740 Lake Orion 350 N. Park Blvd. (M-24) Lake Orion, MI 48362 (248) 814-4000 Fax: (248) 814-8232 - [Calculators](https://michiganunitedcu.org/calculators/) - Loan Calculator Mortgage Calculator Loan Amount $ Loan Term (in months) Interest Rate (%) $1421 Monthly Loan Payment Loan Principal $1421 Total Payments 1421 Purchase Price $ Mortgage Term 30 Years 25 Years 20 Years 15 Years 10 Years 5 Years Down Payment $ Annual Taxes ($) $ Interest Rate (%) Annual Insurance $ Monthly - [Thank](https://michiganunitedcu.org/thank/) - Thank you for your vote! - [Events](https://michiganunitedcu.org/events/) - In-Person/Virtual Annual Meeting Invite When: Wednesday, March 25, 2026Time: 5:30 PMLocation (in person):Michigan United Credit Union Headquarters3501 Hamlin Rd.Auburn Hills, MI 48326The option to attend virtually is also available.All members are invited to this meeting where we will:Present a 2025 Year in Review of MUCU.Vote in the election for four open seats on MUCU’s Board - [Online Banking Login](https://michiganunitedcu.org/login/) - Michigan United Credit Union online banking login provides secure access to your accounts anytime, anywhere. Online Banking Login - [GreenPath](https://michiganunitedcu.org/greenpath/) - GreenPath Building a Healthier Financial Future TogetherAs a valued member of Michigan United Credit Union your financial health is our priority, so we’ve partnered with the trusted national nonprofit GreenPath Financial Wellness to offer you free financial counseling, guidance, and educational resources. GreenPath is here to support you in making decisions that make your life - [Coin Machines](https://michiganunitedcu.org/coinmachines/) - Turn Your Loose Change into Cash Our self-service coin machines make it quick and easy to turn coins into cash. Whether you’re emptying a piggy bank or cleaning out a jar of change, the process is simple and convenient. Coin machines are available at the following branch locations: Holly Lake Orion Warren Waterford West Free* - [LeasePlus](https://michiganunitedcu.org/leaseplus/) - Flexible financing meets real ownership Drive the car you want with lower monthly payments and the freedom to buy when the time is right. Lease Plus puts you in control from day one. Apply Now Benefits: No down payment required You own the vehicle, it's titled in YOUR name Reduces your risk of negative equity - [Recreational Vehicles](https://michiganunitedcu.org/recreational-vehicles/) - Recreational Vehicles Life is short! Take the chance to go on an adventure in the great outdoors –whether you’re sailing on the Great Lakes or riding an ATV on the trails in Northern Michigan, MUCU offers competitive loan rates for: Motorcycles Campers / Motor Homes Snowmobiles ATVs Boats / Jet Skis Travel Trailers Apply Online - [Mobile Banking](https://michiganunitedcu.org/mobilebanking/) - Mobile Banking You can log into Online Banking from your mobile phone and you can securely access your account. View your account balances, and details for savings, checking, certificates, loans and credit cards. You can view the following information: funds on hold for savings and checking, pending authorization for credit cards, pending ACH transactions, transfer - [Balance Transfer](https://michiganunitedcu.org/balance-transfer/) - Credit Card Balance Transfer/Cash Advance Take a cash advance or transfer your high-interest balance(s) from your other credit cards to your Michigan United CU VISA Credit Card, and get a low rate of 6.99% APR* for the life of the transfer. No transfer fee. Ends March 31, 2026. Don’t have a Michigan United CU VISA® - [Annual Meeting](https://michiganunitedcu.org/annualmeeting/) - Board of Directors' Candidates Vote in the election for four open seats on MUCU’s Board of Directors. Each seat is for a three-year term expiring 2029. The following candidates are running for election at the 94th Annual Meeting held on March 25, 2026. Greg FisherDirector (I) My name is Greg Fisher, my current title is Engineer - [Applications & Forms](https://michiganunitedcu.org/applications-forms/) - Download and submit Michigan United Credit Union applications and forms for loans, credit cards, account services, wire transfers, and more. - [Wire Transfer](https://michiganunitedcu.org/wiretransfer/) - Wire Transfer Outgoing WiresIn order to wire funds out of Michigan United Credit Union you must contact the receiving institution for proper wiring instructions. (The ABA on the bottom of the member’s checks are not always the same)The following information is required:Name of receiving financial institution along with city, state, and ABA routing numberName of - [Resources](https://michiganunitedcu.org/resources-2/) - Resources Tutorial Videos Watch our tutorial videos for tips and step-by-step guides to get the most from your Michigan United Credit Union services. In the Community Discover our community impact. Explore the events, partnerships, and initiatives that help us strengthen and support the places we call home. Check Ordering Order checks quickly and securely online, - [Safe Deposit Boxes](https://michiganunitedcu.org/safedeposit/) - Protect your valuables and important documents in a safe deposit box at Michigan United Credit Union. We offer five different Safe Deposit Box sizes*: Location 3″x5″ ($20/year) 5″x5″ ($25/year) 3″x10″ ($40/year) 5″x10″ ($50/year) 10″x10″ ($80/year) Auburn Hills Branch ✔ ✔ ✔ ✔ ✔ Warren Branch ✔ ✔ ✔ Waterford West Branch ✔ ✔ ✔ ✔ - [Holiday Hours](https://michiganunitedcu.org/holiday-hours/) - 2026 Holiday Hours - [Membership](https://michiganunitedcu.org/membership/) - Membership You are eligible to join if you reside, work, worship, or attend school in the state of Michigan.You need a current non-expired driver’s license, or State ID with the correct address.Please have your social security card with you.Please bring a minimum deposit of $5 cash to begin a “share” account, the basic credit union - [Money Order](https://michiganunitedcu.org/moneyorder/) - Money Order A money order is a prepaid payment that can be used to pay or send money to people as a secure alternative to cash or checks. As a member, you can obtain a money order with a maximum value of $1,000, making it a convenient option for various transactions. Disclosure: A money order - [Premium Line of Credit](https://michiganunitedcu.org/premium-line-of-credit/) - Premium Line of Credit A Premium Line of Credit (PLOC) is a flexible loan that you can access at your convenience. If you overdraw on your account, your PLOC will cover the cost of checks, ACH and Debit Card transactions. If you have a PLOC and you are short on funds, your purchase will not - [Tutorial Videos](https://michiganunitedcu.org/tutorial-videos/) - Online Banking Overview eStatement Enrollment Text Banking Enrollment eNotice Enrollment Remote deposit Mobile App Basics - [Notary Service](https://michiganunitedcu.org/notary/) - Notary Service As a member of Michigan United Credit Union, we believe that everyone should have access to essential notary services without breaking the bank. That’s why we proudly offer FREE notary services to our members to help with important documents. Whether you need to notarize a power of attorney, a contract, a will, or - [Direct Deposit](https://michiganunitedcu.org/directdeposit/) - Direct Deposit Let your company’s payroll department know you would like to have your paycheck automatically deposited into your Michigan United Credit Union account.You will need to provide the following information:• The Michigan United Credit Union Routing Number #272477199• Your Account Number• Remember to include the three-digit account suffix to the end of your account - [Gividendsrewards](https://michiganunitedcu.org/gividendsrewards/) - Gividends Membership Rewards Program Michigan United Credit Union’s Gividends rewards program is designed to offer you rewards based on your credit union relationship. Gividends is an exclusive Michigan United Credit program that provides benefits such as free or discounted services based on your level of participation in the credit union. Points are scored on the - [Tax Services](https://michiganunitedcu.org/taxservices/) - Tax Services TurboTaxGet a bigger discount this tax season with savings of 20% on TurboTax federal products. Hand off your taxes, get help from experts, or file on your own – with TurboTax, America’s #1 tax preparation provider. Get Started H&R BlockGet expert tax help and the best-in-market offer of saving up to $25 on - [TruStage](https://michiganunitedcu.org/trustage/) - TruStage Insurance TruStage insurance products are only available to credit union members. Your membership means competitive rates, quality products, and helpful guidance without sales pressure. Regardless of your budget, TruStage can help make sure the protection you need makes sense. It’s all part of smart planning and caring about the aspirations and achievements of those - [P2P](https://michiganunitedcu.org/p2p/) - Person-to-Person (P2P) Payment Now you can conveniently & securely send money from your account to individuals such as paying the babysitter, giving money to your grandchildren, or repaying a friend.Person-to-Person (P2P) Payment allows you to securely send a payment via email or text message to an individual with an account with another financial institution.You won’t - [Check Reorder](https://michiganunitedcu.org/checkreorder/) - Check Reordering Harland Clarke 1-800-858-3355 provides check order services to our members. Login using Michigan United Credit Union’s routing number 272477199 and your account number. NOTE: If your name or address has changed since your previous check order, please contact us at 248-814-4000. Click the button below to conveniently order your checks online from Harland Clarke. Order Checks Online - [eStatements](https://michiganunitedcu.org/estatements/) - eStatements Receive your monthly statement directly to your inbox. You can securely view your statement online, and reduce the amount of paper clutter in your home. - [eAlerts](https://michiganunitedcu.org/ealerts/) - eAlerts When you enroll for Mobile Text Banking, you can also set up your eAlert subscriptions to be sent as text messages directly to your mobile phone(s). You can set up one-way Text alerts via the e-Alert Subscriptions page, and create alerts similar to your standard e-Alerts:– Account Balance– Notification of an ACH Deposit or Withdrawal– - [Text Banking](https://michiganunitedcu.org/textbanking/) - Text Banking Mobile Text Banking allows you to send a text message command to receive text message replies regarding the balance of your savings, checking, certificates, loans, and credit card accounts. NOTE: Text banking is currently fee free, however your mobile phone carrier may charge you standard text messaging fees. With Text Banking you can: - [Bill Pay](https://michiganunitedcu.org/billpay/) - Bill Pay Paying bills doesn’t have to be time consuming. We offer Online Bill Pay to make the entire process easier and faster. It’s the most flexible way to receive, pay and organize your bills online when it’s most convenient for you. Pay any bill, including your house payment, your credit card company, even your - [Skip A Payment](https://michiganunitedcu.org/skip-a-payment/) - Members in good standing with all loans current may choose to skip their loan payment(s)*. You may conveniently sign up through Online Banking or fill out the Skip A Payment form and fax it to 248-461-6390 or drop it off/mail it to our Waterford West Branch located at 6375 Highland Rd., Waterford, MI 48327.*$20 fee - [Student Loans](https://michiganunitedcu.org/student-loans/) - Student Loans Wherever you are in your higher education, get the money you need for school.Student loans from Michigan United Credit Union in partnership with Sallie Mae® could help!Sallie Mae® student loans are designed for the needs of all types of students.-Competitive interest rates-Multiple repayment options-No origination fees; no prepayment penalty1 Learn More Smart Option - [GAP Coverage](https://michiganunitedcu.org/gap-coverage/) - Guaranteed Auto Protection (GAP) Don’t Let a Wrecked Vehicle Wreck Your FinancesGuaranteed Asset Protection (GAP) is a great way to protect your finances if the value of your vehicle is less than the amount of your car loan. A good rule of thumb is to assume your new vehicle will depreciate more than 20% after - [Biometric Privacy](https://michiganunitedcu.org/biometric-privacy/) - Effective Date: 9/1/2025 BIOMETRIC INFORMATION PRIVACY POLICY AND CONSENT Michigan United Credit Union Biometric Privacy Policy PDF Scope and Overview This policy outlines how Michigan United Credit Union, its vendors, and/or the licensor of the Michigan United Credit Union’s consumer verification software processes biometric data collected from you for identity verification and fraud prevention purposes. - [Member Anniversary](https://michiganunitedcu.org/memberanniversary/) - Celebrate Your Membership Anniversary with Exclusive Offers! As a valued member of Michigan United Credit Union, your anniversary is a moment worth celebrating! We’re grateful for your continued trust and membership, and we’re excited to offer you exclusive anniversary rates as our way of saying thank you.Take advantage of these limited-time offers—just for you!Simply fill - [Privacy](https://michiganunitedcu.org/privacy/) - Privacy Policy FACTS WHAT DOES MICHIGAN UNITED CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please - [Night Dropbox](https://michiganunitedcu.org/night-dropbox/) - 🌙 Night Drop Box Service 24/7 Secure Deposits – On Your ScheduleCan’t make it to a branch during the day? No problem! Michigan United Credit Union offers night depository boxes at several convenient locations, allowing you to make deposits or drop off documents anytime, day or night.Whether you’re headed home from work or out running - [Debt Protection](https://michiganunitedcu.org/debt-protection/) - Debt Protection Your family means everything to you. And if the unexpected happens, you don’t want an emotionally trying situation to be compounded by financial worry. That’s why there’s Debt Protection, which cancels or reduces your loan balance or payments up to contract maximums in case of:• Involuntary unemployment – a covered job loss occurs• - [Website Accessibility Statement](https://michiganunitedcu.org/website-accessibility-statement/) - Website Accessibility Statement Accessibility StatementMichigan United Credit Union is committed to providing a website that is accessible to the widest possible audience, regardless of technology or ability. We are actively working to increase the accessibility and usability of our website and, in doing so, adhere to many of the available standards and guidelines.Our Commitment to - [Idcheck](https://michiganunitedcu.org/idcheck/) - Important Update - Effective May 1, 2025 Starting May 1, 2025, all Shared Branching users (who utilize a Shared Branch in another state) must preload their state-issued driver’s ID into the IDCheck application before visiting a Participating Shared Branch location. This ensures a smoother and more secure transaction experience for everyone involved. Who will need to prepare? - [HMDA Disclosure](https://michiganunitedcu.org/hmda-disclosure/) - HMDA disclosure: HOME MORTGAGE DISCLOSURE ACT NOTICEThe HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s website - [See Jump](https://michiganunitedcu.org/see-jump/) - See/Jump now enabled in Mobile App For members who use the “see/jump” feature through the browser version of Online Banking, we are happy to announce this feature has now been enabled in the Mobile App.What is see/jump? It is a feature for members who have an existing ownership on other account(s). See/jump allows members to - [VISA Prepaid Cards](https://michiganunitedcu.org/visaprepaid/) - Visa® Travel & Gift Cards Apple Store: CU Money Google Play: CU Money VISA Travel CardsEnjoy More with the CUMONEY® Mobile AppEnjoy more control, more protection, and more ways to shop with your prepaid card using the CUMONEY Mobile App.-Load money from your credit and debit cards or deposit checks from a picture-Easily link your - [medallion](https://michiganunitedcu.org/medallion/) - Medallion Signature Guarantee Program MUCU now participates in the Medallion Signature Guarantee Program for the purpose of confirming that the signature authorizing the transfer of securities is genuine, and that the signer has the legal capacity and authority to sign the document for securities up to $500,000. Our stamp can only be used to guarantee - [Our Story](https://michiganunitedcu.org/our-story/) - Our StoryMichigan United Credit Union was established on July 1, 2021 as a result of the merging of four small-asset sized credit unions namely Birmingham Bloomfield Credit Union, Metro North Federal Credit Union, Lakes Community Credit Union and Unity Credit Union. The collaboration of these credit unions created an exciting opportunity for us to deliver - [MRC](https://michiganunitedcu.org/mrc/) - Optional protection against unexpected repair costs. Mechanical Repair Coverage may help limit the cost of covered repairs – and protect your finances. With Mechanical Repair Coverage you can enjoy many valuable benefits among which are: -Substitute transportation: up to $50 per day up to a maximum of 10 days, available on the first day of - [Disclosure](https://michiganunitedcu.org/disclosure/) - Login to online banking to see our MUCU Disclosure Booklet.Disclosure Booklet includes:Membership and Account AgreementFunds Availability Policy DisclosureElectronic Fund Transfers Agreement and DisclosurePrivacy PolicyTruth-in-Savings Disclosure HMDA Disclosure Fair Housing Act - [mxp](https://michiganunitedcu.org/mxp/) - Meet Our Member Experience Officer My name is Kathy, and I am Michigan United Credit Union’s Member Experience Officer.With over 20 years’ experience in the financial industry, I am here to help you get settled in and make sure you have everything you need to get the most out of your membership.If you have an - [Legal Disclaimer](https://michiganunitedcu.org/legal-disclaimer/) - Michigan United Credit Union makes no warranties or representations as to the accuracy or completeness of the information contained on this Web site. This information and the products and services are provided “as is” and “as available” without any warranty of any kind, either expressed or implied, including but not limited to, the implied ## ElementsKit items - [dynamic-content-megamenu-menuitem15703](https://michiganunitedcu.org/elementskit-content/dynamic-content-megamenu-menuitem15703/) - Member Benefits TruStage Tax Services Gividends Rewards GreenPath Trust & Will Member Services Wire Transfer Direct Deposit Early ACH Deposit Safe Deposit Boxes Coin Machines Notary Service Money Order Check Reorder Visa® Prepaid Cards Debit Card Round Up Resources Tutorial Videos In the Community Shared Branching Fraud & Scam Awareness Member Offers Home Equity Promo - [dynamic-content-megamenu-menuitem15708](https://michiganunitedcu.org/elementskit-content/dynamic-content-megamenu-menuitem15708/) - Contact Locations Phone Numbers Email Us About Careers Our Story Holiday Hours 2025 Annual Report Knowledge Center Applications & Forms FAQ Fraud and Scams Blog Member Offers Home Equity Promo Summer Loan Promo Popular Services Pay Your Loan Apply Online Loan Rates Dividend Rates Certificate Rates Calculator Skip A Payment ATM Locator - [dynamic-content-megamenu-menuitem15704](https://michiganunitedcu.org/elementskit-content/dynamic-content-megamenu-menuitem15704/) - Loans Auto Loans Lease Plus Recreational Vehicles GAP Coverage Club Savings Accounts Mechanical Repair Coverage Student Loans Mortgages Mortgages Home Equity - Line of Credit Home Equity - Single Advance Credit Card Rewards VISA® Credit Card Classic VISA® Credit Card Premium Line of Credit Learn about ScoreCard Rewards ScoreCard Rewards Login Member Offers Home Equity - [dynamic-content-megamenu-menuitem15702](https://michiganunitedcu.org/elementskit-content/dynamic-content-megamenu-menuitem15702/) - Accounts Checking Accounts Savings Accounts Business Accounts Health Savings Accounts Club Savings Accounts IRA Accounts Youth Accounts Fee Schedule E-Services Bill Pay Mobile Banking Text Banking eAlerts eStatements Check Reorder Person-to-Person (P2P) Payment Member Offers Home Equity Promo Summer Loan Promo Popular Services Pay Your Loan Apply Online Loan Rates Dividend Rates Certificate Rates Calculator ## Templates - [Header -v2](https://michiganunitedcu.org/?elementskit_template=header-copy) - +1 (248) 814-4000 Routing # 272477199 Online Banking Join Now Apply For a Loan Banking Accounts Checking Accounts Savings Accounts Business Accounts Health Savings Accounts Club Savings Accounts IRA Accounts Youth Accounts Fee Schedule E-Services Bill Pay Mobile Banking Text Banking eAlerts eStatements Check Reorder Person-to-Person (P2P) Payment Member Offers Home Equity Promo Summer Loan - [Header](https://michiganunitedcu.org/?elementskit_template=header) - (248) 814-4000 Routing # 272477199 Online Banking Join Now Apply For a Loan (248) 814-4000 Routing # 272477199 Online Banking Apply For a Loan Join Now Banking Accounts Checking Accounts Savings Accounts Business Accounts Health Savings Accounts Club Savings Accounts IRA Accounts Youth Accounts Fee Schedule E-Services Bill Pay Mobile Banking Text Banking eAlerts eStatements - [Footer - September 2025](https://michiganunitedcu.org/?elementskit_template=footer-may-2025-duplicate-15253) - Connect (248) 814-4000 Locations Contact Us About Careers Our Story Quick Links Pay Your Loan Application & Forms Wire Transfer Loan Rates FAQ Calculators Shared Branching ATM Locator Routing # 272477199 NMLS # 500296 Email Signup Federally insured by NCUAWe Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity - [Top Level](https://michiganunitedcu.org/?elementskit_template=top-level) ## Events - [Shred Day at our Auburn Hills branch](https://michiganunitedcu.org/calendar/shred-day-at-our-auburn-hills-branch/) - Michigan United Credit Union is excited to host a Shred Day at our Auburn Hills branch! Join us to safely dispose of your sensitive documents and help protect yourself from identity theft while supporting a more secure community. Stop by, say hello to our team, and take advantage of this convenient and important service! Learn - [Zeppelin's Peace 5k Run and Walk](https://michiganunitedcu.org/calendar/zeppelins-peace-5k-run-and-walk/) - Michigan United Credit Union is proud to be a sponsor of the Zeppelin’s Peace Run/Walk. Our team will also be participating in the event, so be sure to come find us and say hello while supporting a great community cause. Learn more about the event:https://findarace.com/us/events/zeppelins-peace-run-walk - [Macomb Township Parks & Recreation: Tons O' Trucks](https://michiganunitedcu.org/calendar/macomb-township-parks-recreation-tons-o-trucks/) - Michigan United Credit Union is proud to be the Photo Booth Sponsor at Macomb Township’s Tons O' Trucks event. Stop by our table, take a photo at the booth, and say hello while enjoying this fun community event. Learn more about the event:https://www.macomb-mi.gov/469/Tons-O-Trucks - [Waterford Chamber: Moviepalooza - Despicable Me 4](https://michiganunitedcu.org/calendar/waterford-chamber-moviepalooza-despicable-me-4/) - Michigan United Credit Union is proud to be the Presenting Sponsor of this Waterford Area Chamber event. Stop by the Michigan United table while you are there to connect with our team and learn more about how we support our local communities and businesses. Learn more and register:https://cca.waterfordchamber.org/EvtListing.aspx?dbid2=MIWAT&evtid=41538&class=B - [Holly: Teen Block Party](https://michiganunitedcu.org/calendar/holly-teen-block-party/) - Michigan United Credit Union will be at the Holly Teen Block Party at Crapo Park. This free community event is open to Holly Middle School, Holly High School, and Holly Academy students in grades 6 through 12 and features inflatables, a rock wall, games, a scavenger hunt, and more. Stop by the Michigan United Credit - [Auburn Hills Chamber: Women Empowered](https://michiganunitedcu.org/calendar/auburn-hills-chamber-women-empowered/) - Michigan United Credit Union is proud to be an Event Sponsor of the Auburn Hills Chamber Women Empowered 2026 event. This program brings women together for networking, inspiration, and leadership insights from successful female executives. Learn more and register:https://business.auburnhillschamber.com/events/details/women-empowered-2026-17270 - [Holly Networking Breakfast: Presenting Sponsor: Michigan United Credit Union](https://michiganunitedcu.org/calendar/holly-networking-breakfast-presenting-sponsor-michigan-united-credit-union/) - Michigan United Credit Union is the presenting sponsor for this North Oakland Regional Chambers Association Networking Breakfast. Our team will be giving a short presentation on fraud and scams, sharing tips to help community members protect themselves. Stop by and connect with us while enjoying breakfast and networking with local businesses. Learn more and register:https://business.northoaklandchambers.com/events/details/august-2025-networking-breakfast-04-24-2026-241 - [Excellence in Education 2026 Awards](https://michiganunitedcu.org/calendar/excellence-in-education-2026-awards/) - Michigan United Credit Union is proud to be a Program Champion sponsor of the Auburn Hills Chamber Excellence in Education Awards Program. This annual event recognizes outstanding K-12 students and the educators who have made a meaningful impact on their success. Join the Auburn Hills Chamber as they celebrate academic achievement, leadership, and community involvement - [94th Annual Meeting](https://michiganunitedcu.org/calendar/94th-annual-meeting/) - Michigan United Credit Union members are invited to attend our 2026 Annual Meeting on Wednesday, March 25 at 5:30 PM. The meeting will be held in person at MUCU Headquarters in Auburn Hills, with a virtual attendance option available. During the meeting we will review highlights from 2025 and hold the election for open seats - [Fraud Prevention Seminar](https://michiganunitedcu.org/calendar/fraud-prevention-seminar/) - Scams are on the rise — learn how to protect yourself. Join us March 11, 2026 at 5:45 PM at our Auburn Hills branch for a free seminar featuring Officer Chris Mahon from the Auburn Hills Police Department. RSVP required.Reserve your spot: https://michiganunitedcu.org/seminar/ - [MTPR Easter Eggstravaganza](https://michiganunitedcu.org/calendar/mtpr-easter-eggstravaganza/) - Pre registration is required. Join the fun at this exciting community Easter event from 10:00 AM to 12:00 PM at the Macomb Township Recreation Center. This is everything but an ordinary egg hunt with activities the whole family can enjoy. The event will feature a petting farm, games, prizes, crafts, inflatables, the Hippity Hop Trail, ## Categories - [Uncategorized](https://michiganunitedcu.org/category/uncategorized/) - [Blog](https://michiganunitedcu.org/category/blog/) - [Fraud & Scams](https://michiganunitedcu.org/category/blog/fraud-scams/) - [Branch Updates](https://michiganunitedcu.org/category/branch-updates/)