
New Debit and ATM Cards
In an effort to consolidate our card programs, Michigan United Credit Union is issuing out new VISA debit cards. If you are an original Unity Credit Union MasterCard Cardholder, you will be receiving a new VISA debit card. The new cards are in the process of issued out to MasterCard cardholders who have not yet received a replacement card.
ACTION REQUIRED:
· Please be sure to activate and start using this card as soon as you receive it.
· If you have recurring transactions (bills, subscriptions, memberships, etc.), please notify each merchant of your new card details.
Your current card will be closed by March 1, 2023, or by the expiration date, whichever comes first.
*If you do not receive your card by February 15, 2023 please contact the credit union.
*This only applies to Unity member’s who have not already received the new MUCU card.
Debit Card Replacement
If you currently have a Mastercard Debit card, you will receive a new VISA Debit card and PIN.
If you already have the VISA Debit card, you will not receive a replacement at this time.
We are in the process of issuing out new cards.
*If you do not receive your card by February 15, 2023 please contact the credit union.
*This only applies to Unity member’s who have not already received the new MUCU card.
No, because we are switching to VISA a new number is being assigned.
Yes, you will have to set up any reoccurring payments that you may have (bills, subscriptions, memberships, etc.)
All Mastercard Debit Cards will be permanently closed on March 1, 2023
Yes, you can change your PIN by visiting any of our branch locations. If you have your current PIN you can call 1-866-297-3411 and change it over the phone.
If you don’t receive your PIN, you can come into any of our branches to pick a PIN or we can mail out a PIN reminder.
Yes, the VISA debit card is compatible with Apple Pay, Samsung Pay, and Google Pay. This provides a safe and convenient way to pay using your phone or device instead of cash or a plastic card. For more information: https://michiganunitedcu.org/mobile-wallets
Cards will have a $2,000 signature transactions and a $500 PIN based transaction per day.
$300 signature transactions and $100 PIN based transaction offline limit per day.
No, cards are blocked for foreign transactions. Due to high levels of fraud outside of the US, we have blocked these transactions to protect your account. Please contact the credit union if you plan to travel or are making a one time purchase internationally.
ATM Card Replacements
Be sure to activate and start using your new card as soon as you receive it. Your current card will be closed by March 1, 2023.
If you currently have an ATM access only card you will receive the new VISA Debit ATM access only replacement.
No, because we are switching to VISA a new number is being assigned.
All Mastercard ATM Cards will be permanently closed on March 1, 2023
Yes, you can change your PIN by visiting any of our branch locations. If you have your current PIN you can call 1-866-297-3411 and change it over the phone.
If you don’t receive your PIN, you can come into any of our branches to pick a PIN or we can mail out a PIN reminder.
Cards will have a $500 ATM limit with a $110 offline limit per day.
Signature based transactions will be blocked. You may only use this card to withdraw money at an ATM machine. If you would like full debit card access, please contact the credit union to apply.
We are in the process of issuing out new cards.
*If you do not receive your card by February 15, 2023 please contact the credit union.
*This only applies to Unity members who have not already received the new MUCU card.