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New Debit and ATM Card are Coming soon!

In an effort to consolidate our card programs, Michigan United Credit Union is issuing out new VISA debit cards. If you are an original Birmingham Bloomfield Credit Union or Lakes Community Credit Union MasterCard Cardholder, you will be receiving a new VISA debit card. The new cards will be shipped out on December 1, 2021 to MasterCard cardholders who have not yet received a replacement card. 

To ensure you receive your replacement, please make sure your Mailing Address is current with the Credit Union.

 

*If you do not receive your card by December 31, 2021 please contact the credit union.

*This does not apply to original Metro North Credit Union cardholders. 

Debit Card Replacement

If you currently have a Mastercard Debit card, you will receive a new VISA Debit card and PIN. 

If you already have the VISA Debit card, you will not receive a replacement at this time. 

Cards will be shipped on December 1, 2021 and will take approximately two weeks via USPS. 

*If you do not receive your card by December 31, 2021 please contact the credit union.

*This does not apply to original Metro North Credit Union cardholders. 

No, because we are switching to VISA a new number is being assigned. 

Yes, you will have to set up any reoccurring payments that you may have (bills, subscriptions, memberships, etc.)

All Mastercard Debit Cards will be permanently closed on January 10, 2022. 

Unless you have an expiration of December  2021 it will close down December 31, 2021. 

Yes, you can change your PIN by visiting any of our branch locations. If you have your current PIN you can call 1-866-297-3411 and change it over the phone. 

If you don’t receive your PIN, you can come into any of our branches to pick a PIN or we can mail out a PIN reminder. 

Yes, the VISA debit card is compatible with Apple Pay, Samsung Pay, and Google Pay. This provides a safe and convenient way to pay using your phone or device instead of cash or a plastic card. For more information: https://michiganunitedcu.org/mobile-wallets

Cards will have a $2,000 signature transactions and a $500 PIN based transaction per day.  

$300 signature transactions and $100 PIN based transaction offline limit per day. 

No, cards are blocked for foreign transactions. Due to high levels of fraud outside of the US, we have blocked these transactions to protect your account. Please contact the credit union if you plan to travel or are making a one time purchase internationally. 

In order to consolidate all 4 credit unions debit card programs down to one, we chose the VISA debit program because it is the most cost effective for the credit union and has the best features and security for our members. 

ATM Card Replacements

If you currently have an ATM access only card you will receive the new VISA Debit ATM access only replacement. 

 

No, because we are switching to VISA a new number is being assigned. 

All ATM Cards will be permanently closed on January 10, 2022. 

Unless you have an expiration of December  2021 it will close down December 31, 2021. 

Yes, you can change your PIN by visiting any of our branch locations. If you have your current PIN you can call 1-866-297-3411 and change it over the phone. 

If you don’t receive your PIN, you can come into any of our branches to pick a PIN or we can mail out a PIN reminder. 

Cards will have a $500 ATM limit with a $110 offline limit per day.

Signature base transactions will be blocked, you can only use this card to withdraw money at an ATM machine. If you would like full debit card access, please contact the credit union to apply. 

 

Cards will be shipped on December 1, 2021 and will take approximately two weeks via USPS. 

If you haven’t receive your card by December 31, 2021 please contact one of the branches.  

In order to consolidate all 4 credit unions debit card programs down to one, we chose the VISA debit program because it is the most cost effective for the credit union and has the best features and security for our members.